Business Details
50+ Years
experience
Your Trusted Mortgage Broker in Louisiana
Standard Mortgage has been a trusted name in the mortgage industry since its incorporation in 1925. With a century of real estate experience, we specialize in originating and servicing mortgage loans secured by single-family properties. Our team of mortgage bankers, underwriters, and loan specialists works closely with credible investors like Fannie Mae and Freddie Mac to provide tailored financing solutions.We pride ourselves on our customer-centric approach, treating every client relationship as a long-term partnership built on trust and ethical practices. Our Louisiana roots have expanded into a network spanning 15 states, serving both first-time homebuyers and experienced property owners with personalized attention and competitive rates.
Services
Home Loans
Refinancing
Cash-Out Refinance
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
USDA Loans
Loan Servicing
Mortgage Calculators
Details
- Year established: 1925
Highlights and features
- We offer over 100 years of combined real estate experience
- Our team maintains relationships with major capital sources including Fannie Mae and Freddie Mac
- We provide personalized mortgage solutions tailored to individual financial situations
- Our licensed professionals operate across 15 states with local market knowledge
- We maintain a customer-centric approach with transparent communication
What people say
Excellent service
Smooth process
Knowledgeable staff
Quick response
Personalized attention
Services
Home Loans
Standard Mortgage offers comprehensive home loan solutions including conventional, FHA, VA, and USDA loans. Our experienced loan officers help first-time buyers and seasoned homeowners navigate the purchasing process with personalized guidance, competitive rates, and tailored financing options that meet individual financial situations.
Refinancing
We provide rate-and-term refinancing and cash-out refinance options to help homeowners reduce monthly payments, shorten loan terms, or access home equity. Our refinancing specialists analyze current market conditions and individual circumstances to determine optimal timing and loan structures for each client.
Loan Servicing
Our dedicated servicing team manages mortgage accounts throughout their lifecycle, handling payments, escrow management, and customer inquiries. We maintain transparent communication with borrowers while ensuring compliance with regulatory requirements and providing assistance for those facing financial challenges.
Conventional Loans
We offer conforming and non-conforming conventional loans with flexible down payment options starting at 3%. Our conventional loan programs cater to borrowers with strong credit profiles seeking competitive rates without government insurance requirements, including 15-, 20-, and 30-year term options.
Cash-Out Refinance
This program allows homeowners to tap into their home equity for major expenses like home improvements, debt consolidation, or education funding. We guide clients through the appraisal process and help determine appropriate loan amounts based on current market values and financial goals.
Questions
What types of mortgage loans does Standard Mortgage offer?
We offer conventional loans, FHA, VA, USDA, jumbo loans, and adjustable rate mortgages to meet diverse home financing needs.
How can I get pre-approved for a mortgage?
Contact one of our licensed loan officers who will review your financial information and help determine your borrowing capacity.
Do you offer mortgage refinancing options?
Yes, we provide rate-and-term refinancing and cash-out refinance options to help homeowners achieve their financial goals.
What is the mortgage application process like?
Our six-step process includes consultation, documentation, underwriting, approval, and closing with clear guidance at every stage.
Are you licensed to operate in multiple states?
We are licensed in 15 states including Louisiana, Texas, Florida, and Georgia with local offices in key locations.
How do I check my mortgage application status?
You can use our eStatus Connect portal to track your application progress and access important documents online.
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