Jackson County Teachers Credit Union

Jackson County Teachers Credit Union (JCTCU) is a not-for-profit financial cooperative dedicated to providing essential financial services to its members since 1954. Our mission is to offer the most needed services at the most reasonable rates, ensuring our long-term financial stability while treating every member with equal respect and dignity, regardless of their status. Our management's primary goal is to ensure our members feel satisfied and confident using our services for their financial needs.

Who We Serve

JCTCU's community-based membership is open to anyone who lives, works, or owns a business in Jackson County, Florida, and their immediate families. We take pride in serving our community and being a trusted financial partner for our members. Our commitment to the community extends beyond financial services, as we are actively involved in various events and sponsorships, supporting local organizations, and promoting financial literacy.

Our Offered Services

1. Loan Services: JCTCU provides various loan options for our members, including auto, personal, mortgage, and home equity loans. Our loan rates are competitive and are based on creditworthiness and loan terms. We also offer flexible repayment options that cater to our members' unique financial situations.

2. Savings & Checking: We offer a range of savings and checking accounts tailored to our members' needs. Our savings options include Regular Share Savings Account, Christmas Club Account, and Term Certificate Accounts. Our checking accounts come with various benefits, such as Mastercard debit and ATM cards, TellerLine audio response, and online banking services.

3. Small Business Accounts: Our credit union supports local businesses by offering specialized business checking and savings accounts, designed to help them manage their finances efficiently.

4. Additional Services: JCTCU provides various additional services, including online banking, online bill pay, financial education resources, and various calculators to help plan and manage finances. Our members can access these services through our user-friendly websites and mobile applications, ensuring convenient and secure access to their accounts.

5. Member Benefits: Being a JCTCU member means enjoying unique benefits such as lower interest rates on loans, higher returns on savings, and access to our financial education resources. Our members also have a voice in the credit union's decision-making process, as they are eligible to vote for our Board of Directors and attend our annual meetings.

In summary, Jackson County Teachers Credit Union offers a comprehensive range of financial services designed to meet the diverse needs of our members. Our commitment to providing excellent member service, affordable rates, and flexible terms has earned us the title of Best Credit Union and Best Mortgage Lender in Jackson County for several consecutive years. We invite you to explore the benefits of JCTCU membership and experience the difference of personalized, community-focused financial services.