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42 Years
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Your Trusted Insurance Partner in Santa Fe, NM
Rio Grande Insurance Services is a family-owned, independent insurance agency with over 41 years of experience serving clients across Arizona, California, Tennessee, Colorado, Utah, and New Mexico. Founded in 1984, we pride ourselves on providing personalized service through a network of 30+ vetted insurance providers, ensuring tailored coverage at competitive rates. Our team of experienced agents specializes in auto, home, business, life, and health insurance, offering 24-hour claims support and a commitment to treating clients like family. With offices in multiple states, we combine local expertise with nationwide resources to deliver peace of mind. Our focus on transparency, affordability, and customer satisfaction has earned us a reputation as a trusted partner in risk management.

We prioritize understanding clients' unique needs, whether for personal or business protection, and adapt to evolving insurance landscapes. Our century of combined experience ensures clients receive expert guidance, from teen drivers to business startups. We emphasize proactive solutions, such as home inventory tips and travel trailer coverage, to help clients mitigate risks. Our online quoting system and flexible office hours make accessing services convenient. By partnering with insurers who share our values, we ensure reliable, comprehensive coverage for every client.
Services
Auto Insurance Homeowner Insurance Business Insurance Life Insurance Health Insurance Renters Insurance Commercial Auto Umbrella Insurance Workers' Comp RV Insurance
Details
  • Year established: 1984
Highlights and features
  • 41 years of experience in the insurance industry
  • Partners with 30+ vetted insurance providers for optimal coverage
  • Family-owned agency prioritizing personalized client relationships
  • 24-hour claims response service for emergencies
  • Expertise in navigating complex insurance needs for individuals and businesses
What people say
Knowledgeable agents Competitive rates Responsive claims support Tailored coverage options Family-owned trust
Services
Auto Insurance
Rio Grande Insurance offers customized auto insurance policies to protect drivers and vehicles. Coverage includes liability, collision, comprehensive, uninsured motorist, and rental reimbursement options. Policies are tailored to meet state requirements while addressing individual needs, such as teen drivers or classic cars.
Homeowner Insurance
Homeowner insurance provides financial protection for residential properties against damage, theft, and liability claims. Policies cover structural repairs, personal belongings, and additional living expenses during displacement. Specialized options include earthquake, flood, and scheduled personal property coverage.
Business Insurance
Business insurance safeguards companies against operational risks through liability, property, auto, and workers' compensation coverage. Policies protect against lawsuits, property damage, and business interruptions, ensuring continuity for enterprises of all sizes.
Life Insurance
Life insurance policies provide financial security for beneficiaries through death benefits. Options include term life for temporary coverage and whole/universal life for permanent protection with cash value accumulation, adaptable to changing life circumstances.
Health Insurance
Health insurance plans cover medical expenses, including hospitalization, prescriptions, and preventive care. Options range from consumer-directed plans to managed care networks, ensuring access to healthcare services while managing out-of-pocket costs.
People
Dominic Garcia
CEO
Dominic Garcia leads Rio Grande Insurance Services with decades of industry experience, focusing on strategic growth and client satisfaction. He ensures the agency maintains its family-owned values while adapting to modern insurance challenges.
Stephanie Garcia
CFO
Stephanie Garcia oversees financial operations, ensuring fiscal responsibility and sustainable growth. Her expertise in insurance finance helps maintain competitive pricing and long-term stability for clients.
Kendra Zacharias
COO
Kendra Zacharias manages daily operations, streamlining processes to enhance efficiency and client service. She coordinates teams across multiple states to ensure consistent, high-quality insurance solutions.
Randi Jo Hartman
Agent
Randi Jo Hartman, a licensed agent in NM, CA, and CO, specializes in commercial insurance. With certifications in insurance counseling, she helps businesses navigate complex risk management needs across industries.
Sam Levy
Agent
Sam Levy provides personalized insurance solutions, focusing on auto and home coverage. Licensed in NM, CA, and AZ, he combines local market knowledge with nationwide expertise to meet client needs.
Questions
What types of insurance do you offer?
We provide auto, home, business, life, health, renters, commercial, and specialty insurance like RV and umbrella policies.
Do you serve clients outside New Mexico?
Yes, we operate in Arizona, California, Tennessee, Colorado, Utah, and New Mexico with licensed agents across these states.
How quickly can I get a quote?
Request a free quote online or contact us directly; most clients receive options within 24 hours.
What if I need emergency assistance?
Our 24-hour claims service ensures support for urgent situations like accidents or property damage.
Are your agents licensed professionals?
All agents hold state-specific licenses and industry certifications, ensuring expert guidance for your insurance needs.
Can I manage policies online?
Yes, our service center allows policy updates, payments, and document requests through secure online portals.