Business Details
29 Years
experience
Your Trusted Partner for Comprehensive Financial Planning Solutions
Johnston Investment Counsel (JIC) has served as an independent, employee-owned financial planning and investment management firm since 1997. We operate as fiduciaries, prioritizing client interests through transparent fee-only services tailored to individual and institutional needs. Our team of credentialed advisors delivers comprehensive solutions grounded in proprietary research and customized portfolio strategies.With headquarters in Peoria, Illinois, we serve clients nationally and internationally, emphasizing lifelong learning and ethical standards. Our employee-owned structure ensures accountability directly to clients, while our independence allows unbiased recommendations aligned with each client's unique financial picture.
Services
Comprehensive Financial Planning
Retirement Planning
Investment Management
Education Planning
Estate Planning
Insurance Planning
Tax Planning
Special Situations
Institutional Consulting
Retirement Plans
Details
- Year established: 1997
Highlights and features
- We are a 100% fee-only firm with transparent pricing structures
- Our advisors hold multiple industry designations including CFA and CFP
- Employee-owned structure ensures direct accountability to clients
- Comprehensive solutions address entire financial pictures, not isolated needs
- Proprietary research enables customized portfolio construction
Associations and certifications
- NAPFA
Services
Comprehensive Financial Planning
Our comprehensive financial planning process begins with understanding client goals, risks, and needs. We develop customized written plans with actionable recommendations, monitoring progress over time. The approach integrates retirement, tax, estate, and investment planning to create cohesive strategies aligned with long-term objectives.
Retirement Planning
We help clients define retirement visions through detailed scenario analysis. Our stress-testing methodology evaluates different retirement ages, income goals, and portfolio allocations. We deliver customized plans that balance realistic assumptions with conservative projections to ensure sustainable retirement income.
Investment Management
Our investment management combines asset allocation, tax efficiency, and risk control. We create customized portfolios using fundamental analysis and quantitative screening. The approach includes diversified stock selection, risk-controlled strategies, and enhanced cash management tailored to individual client needs.
Education Planning
We analyze college costs with inflation projections and develop customized funding strategies. Our approach considers tax implications, contribution schedules, and ownership structures to optimize education savings while aligning with broader financial goals.
Estate Planning
Our estate planning process identifies legacy goals and implements appropriate legal documents. We coordinate beneficiary designations with overall plans and regularly review strategies to adapt to changing circumstances, ensuring assets distribute according to client wishes.
People
Greg Johnston
Founder & Chief Investment Officer
Greg Johnston founded JIC in 1997 after working at Stratford Advisory Group and Mercer Investment Consulting. He holds CFA, CFP, and CPWA designations, with expertise in institutional and individual financial planning. Greg graduated from University of Illinois and DePaul University, serving local organizations including Peoria Public Library and schools foundation.
Questions
What does 'fee-only' mean for clients?
Fee-only means we receive no commissions or third-party compensation. Our recommendations are based solely on client needs, with transparent pricing disclosed upfront.
How does JIC's fiduciary responsibility benefit clients?
As fiduciaries, we're legally obligated to act in clients' best interests. This ensures unbiased advice and recommendations aligned with each client's unique financial objectives.
What distinguishes JIC's investment approach?
Our approach combines proprietary research, customized portfolio construction, and tax-efficient strategies tailored to individual risk tolerance and long-term financial goals.
Do you serve clients outside Illinois?
Yes, we serve clients throughout the United States and internationally, with particular expertise in advising Caterpillar employees globally.
What specializations exist for professional clients?
We specialize in serving executives, doctors, lawyers, and other professionals with complex financial situations requiring tailored wealth management solutions.
