Business Details
Your Trusted Financial Partner for Wealth Management
At Beacon Rock Wealth Advisors, we approach financial planning with a commitment to personalized service and strategic expertise. Our team works closely with clients to understand their unique goals, risk tolerance, and financial aspirations, crafting tailored plans that prioritize wealth growth, tax efficiency, and long-term security. With decades of combined experience in banking, securities, insurance, and real estate, we leverage our industry knowledge to guide individuals, families, and businesses through every stage of their financial journey.Our partnership with Fidelity Institutional Wealth Services ensures access to robust investment tools, while our adherence to the Certified Financial Planner Board of Standards guarantees a disciplined, ethical approach. We believe communication is the foundation of trust, and our ongoing support aims to empower clients to achieve meaningful, lasting financial success.
Services
Financial Planning
Investment Management
Retirement Planning
Estate Planning
Tax Planning
Risk Management
Real Estate Financing
Portfolio Analysis
Disability Insurance
Long-Term Care Insurance
Highlights and features
- We offer over 25 years of experience in financial services and real estate investment.
- Our seven-aspect financial planning process addresses all dimensions of wealth management.
- We utilize the Retirement Income Planner tool for precise retirement strategy development.
- Our partnership with Fidelity Institutional Wealth Services ensures access to top-tier investment resources.
- We specialize in minimizing taxes and capital gains through strategic estate planning.
Associations and certifications
- Certified Financial Planner Board of Standards
- National Social Security Advisor Association
Services
Financial Planning
Our financial planning service creates customized roadmaps to achieve your financial goals. We analyze your current situation, risk tolerance, and long-term objectives to develop strategies for wealth growth, tax efficiency, and legacy preservation. With a seven-aspect framework covering investment, tax, and estate planning, we ensure comprehensive coverage of all financial dimensions.
Investment Management
We offer discretionary and managed investment solutions tailored to your risk profile. Using Fidelity Institutional Wealth Services resources, we construct diversified portfolios while continuously monitoring market conditions. Our approach balances growth potential with capital preservation, ensuring alignment with your financial objectives and time horizon.
Retirement Planning
Our retirement planning service identifies income needs and sources through the Retirement Income Planner tool. We develop investment strategies to achieve financial independence while addressing tax implications, healthcare costs, and legacy goals. This includes optimizing qualified plans and minimizing capital gains during retirement transitions.
Real Estate Financing
Through partnerships with Prestige Home Mortgage and commercial lenders, we provide financing solutions for residential and commercial properties. Our expertise includes repositioning real estate investments for improved income potential while implementing tax-efficient strategies for property ownership and estate planning.
Estate Planning
We help maximize asset transfer to heirs or charities through strategic estate planning. Our services include minimizing estate taxes, establishing trusts, and coordinating with legal professionals to ensure your wealth distribution aligns with your wishes while maintaining compliance with evolving tax regulations.
People
Mike Elerath
Wealth Advisor
Mike Elerath, CFP, CLTC brings 25+ years of financial services experience to Beacon Rock Wealth Advisors. He specializes in wealth planning for business owners and real estate investors, combining his business economics degree with paralegal expertise to address complex financial scenarios.
Questions
What financial planning services do you offer?
We provide comprehensive services including investment planning, retirement strategies, estate planning, tax optimization, and real estate financing tailored to individual and business needs.
How do you approach investment management?
We use a disciplined process with Fidelity Institutional resources, focusing on risk-adjusted returns through diversified portfolios that align with your financial goals and time horizon.
What makes your retirement planning unique?
Our Retirement Income Planner tool analyzes income sources and needs while addressing tax implications, healthcare costs, and legacy goals through customized investment strategies.
Do you work with business owners?
Yes, we specialize in business valuation, succession planning, and estate strategies for closely held businesses, leveraging our advisor's 25+ years of relevant experience.
How are your fees structured?
We offer fee-based investment management and transparent pricing models, with clear explanations of compensation methods during our initial consultation.
What credentials do your advisors hold?
Our team includes Certified Financial Planners (CFP), National Social Security Advisors (NSSA), and licensed insurance professionals with extensive industry certifications.
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