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14 Years
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Emergency
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Your Trusted Insurance Partner in Kennewick, WA
Scott Smith Insurance Agency has established itself as a trusted provider of comprehensive insurance solutions since 2012. With over a decade of industry experience, our team of licensed professionals is committed to delivering personalized service that prioritizes clients' financial security and peace of mind. We specialize in creating tailored insurance packages that address individual and business needs across auto, home, life, health, and specialty coverage areas.

Our bilingual staff serves a diverse clientele through six-day-a-week availability while maintaining strong community ties through local engagement initiatives. The agency consistently demonstrates expertise in risk management solutions while maintaining transparent communication practices throughout the policy lifecycle.
Services
Auto Insurance Homeowners Insurance Condo Insurance Renters Insurance Business Insurance Life Insurance Pet Insurance Health Insurance Recreational Vehicles Boat Insurance
Details
  • Year established: 2012
Highlights and features
  • 15+ years of industry experience creating personalized insurance strategies
  • 24/7 claims support with immediate assistance availability
  • Bilingual team serving Spanish and French-speaking clients
  • Custom-tailored coverage options for unique insurance needs
  • 4.8/5 Google rating from 166 verified reviews
Associations and certifications
  • State Farm Insurance
What people say
Prompt assistance Personalized coverage Great team Dedicated service Knowledgeable staff
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection against accidents, theft, and liability claims. We offer customizable coverage options including collision, comprehensive, uninsured motorist, and roadside assistance. With personalized policy consultations, we help clients understand their coverage limits and deductibles while ensuring compliance with Washington state requirements.
Homeowners Insurance
Residential insurance solutions cover dwellings and personal belongings against fire, weather damage, and liability risks. We offer standard HO-3 policies and specialized coverage for high-value homes. Our team provides detailed policy reviews to ensure appropriate dwelling coverage, personal property valuation, and liability protection levels for Kennewick-area properties.
Life Insurance
Term and permanent life insurance products offer financial security for dependents. We provide policy evaluations covering death benefit amounts, premium structures, and riders. Our specialists help clients determine appropriate coverage based on family needs, income replacement requirements, and long-term financial planning objectives.
Business Insurance
Tailored commercial policies protect local businesses against property damage, liability claims, and operational interruptions. We offer general liability, commercial property, and BOP (Business Owners Policy) options. Our agents conduct risk assessments to create customized packages matching specific industry needs and regulatory requirements.
Pet Insurance
Veterinary expense coverage plans for dogs and cats include accident, illness, and wellness care options. We provide comparative policy analysis covering deductible structures, reimbursement rates, and coverage exclusions. Our specialists help pet owners understand different plan tiers and select appropriate coverage for their pets' specific healthcare needs.
People
Scott Smith
Agent/Owner
With 15+ years of insurance experience, Scott leads Kennewick's top-rated State Farm agency. He specializes in personalized risk management strategies while maintaining strong community ties through local engagement initiatives.
Amanda Sinnes
Insurance Professional
Licensed since 2016, Amanda provides specialized support for LGBTQ+ clients and small businesses. She combines local knowledge with community networking experience through BNI group participation since 2016.
Perla Moran
Bilingual Specialist
Environmental studies graduate with five years of insurance expertise. She supports Spanish-speaking clients while applying ecological knowledge to risk assessments, having joined the team in 2020 after environmental science experience.
Sandra Hancock
Team Member
Insurance professional with 36 years of personal State Farm experience. She brings retail management expertise and military family perspective to client services since joining in 2018.
Yeiza Mercado
Insurance Associate
One-year insurance professional with expertise in policy navigation. She focuses on helping clients protect personal and business assets while maintaining accessible communication channels for client needs.
Questions
What insurance products do you offer?
We provide auto, home, life, health, business, pet, boat, and recreational vehicle insurance, along with banking products and investment options.
Are you available for emergencies?
Our office offers 24/7 support through call/text for emergency claims assistance and urgent insurance needs.
Do you serve non-English speakers?
Yes, our team includes Spanish and French language specialists to assist diverse clientele.
How can I get a personalized quote?
Visit our website to create a customized quote or contact us directly at (509) 783-0172 for personalized policy consultations.
What makes your agency different?
Our 15+ years of experience, 4.8-star rating, and bilingual team provide personalized service with local market expertise.
Where are you located?
We're conveniently located at 2555 S Quillan Place Suite 110, Kennewick, WA 99338, across from Home Depot.