JustChoice Lending

At JustChoice Lending, we are dedicated to helping you find the right home loan for your unique situation. We understand that buying a home is one of the most significant financial decisions you will make in your life, and we are passionate about making this process as smooth and stress-free as possible.

As a division of Fahe, we have access to a variety of down payment options that can make homeownership a reality for you. Our experienced team of loan specialists is committed to looking out for your best interests and providing you with expert guidance every step of the way. We believe that everyone deserves a safe and affordable place to call home, and we are proud to serve Kentucky and beyond.

Our Team

Our team of loan specialists is committed to providing exceptional customer service and expert guidance throughout the loan process. We understand that every borrower's situation is unique, and we take the time to get to know you and your financial goals. Our team is made up of experienced professionals who are passionate about helping you achieve your dream of homeownership.

Testimonials

Donna C., First-Time Home Buyer: "Very helpful, knowledgeable, friendly and courteous."

Dondi S., First-Time Home Buyer: "The entire process was wonderful. Great staff, always helpful. Simply a great experience."

David L., First-Time Home Buyer: "Fast approval and great customer service."

Loan Programs

At JustChoice Lending, we offer a variety of loan programs to fit your needs. Whether you're a first-time homebuyer, looking to refinance your existing mortgage, or have a unique situation, we have a loan program for you.

• USDA 502 Direct Loans: If you have good credit but a limited income and want to live outside the city, this may be the loan for you.
• USDA Guaranteed Loans: If you're interested in living in a rural area and your income is moderate, ask us about these loans.
• FHA Loans: If you need flexibility for your credit score and a lower down payment, consider this popular loan.
• Conventional Loans: If you have a solid credit score and are looking for great rates and options, consider this loan.
• VA Loans: If you're a U.S. military member or veteran, find out how you can buy a home with no money down.
• Specialty Programs: If you have a unique situation, we offer a range of flexible loan programs to fit your needs.

In addition to these loan programs, we also offer a 0% Fixed Rate Deferred Mortgage for first-time homebuyers and those looking to refinance their existing mortgage. This loan is designed around you and can help make your dream of owning a home a reality.

Resources for First-Time Home Buyers

If you're not sure where to begin, we offer a variety of resources to help guide you through the home buying process. From our step-by-step guide for first-time home buyers to our handy loan calculators and FAQs, we are here to help every step of the way.

At JustChoice Lending, our mission is to uplift communities throughout Central Appalachia and beyond by ensuring everyone has a safe and affordable place to call home. We believe that everyone deserves a chance to live the American Dream, and we are committed to making that dream a reality for you. Contact us today to learn more about our loan programs and how we can help you achieve your dream of homeownership.