Business Details
Your Trusted Insurance Partner in Clovis, CA
Rio Mesa Insurance Agency has been independently owned and locally operated to serve insurance needs in Clovis and across California. Our team brings extensive industry experience to help clients find tailored, personalized coverage at competitive prices. We prioritize understanding individual and business needs to recommend optimal insurance solutions through partnerships with quality providers. Our commitment extends beyond policy sales to ongoing support during claims and coverage adjustments.With decades of combined expertise, we emphasize transparency, ethical practices, and community-focused service. Our online tools complement personalized consultations to ensure clients make informed decisions. We maintain strong relationships with multiple insurers to offer comprehensive options for auto, home, life, health, and business insurance while adapting to evolving client requirements.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Health Insurance
Renters Insurance
Boat Insurance
Motorcycle Insurance
Commercial Auto
Workers' Comp
Highlights and features
- We offer 25+ years of combined experience in California insurance markets
- Our team holds active CA License Number 0C13433 for professional standards
- We provide 24/7 policy review access with personalized quote comparisons
- Our agency maintains A+ rated insurer partnerships for reliable coverage
- We specialize in customizing policies for unique personal and business needs
What people say
Expert guidance
Competitive pricing
Quick claims processing
Personalized solutions
Friendly staff
Services
Auto Insurance
Our auto insurance protects California drivers with customizable liability, collision, and comprehensive coverage options. We help clients understand state requirements while offering additional protections like roadside assistance and rental reimbursement. Our team compares rates from multiple insurers to find cost-effective policies that match individual driving profiles and vehicle values.
Home Insurance
We provide homeowners and renters insurance covering property damage, personal liability, and additional living expenses. Our policies protect against common risks like fire, theft, and weather damage while offering optional earthquake and flood coverage. We assist with inventory documentation and claims processing to ensure comprehensive home protection.
Business Insurance
Our business insurance solutions include general liability, property, and workers' compensation policies for California companies. We offer specialized packages for restaurants, retail operations, and professional services with options for equipment breakdown and business interruption coverage. Our agents help businesses assess risk exposure and maintain compliance with industry regulations.
Life Insurance
We offer term, whole, and universal life insurance policies to protect families and business interests. Our advisors help clients determine appropriate coverage amounts based on income replacement needs, mortgage obligations, and estate planning goals. Policies include living benefits options and cash value accumulation features for long-term financial planning.
Health Insurance
Our health insurance options include HMO, PPO, and consumer-driven plans meeting California requirements. We explain deductible structures, co-pay arrangements, and prescription coverage details to help clients choose plans matching their medical needs and budget constraints. We also provide guidance on health savings account integration.
People
Alan Coles
President
Alan Coles leads Rio Mesa Insurance Agency with over 20 years of industry experience. He specializes in commercial risk management and maintains active CA License Number 0C13433. His leadership focuses on ethical practices and community-focused insurance solutions.
Cecilia E. Martinez
Broker Agent
Cecilia Martinez serves as broker agent with expertise in personal insurance products. She has assisted Clovis residents for 15+ years with auto, home, and life insurance needs. Her approach emphasizes clear communication and policy customization.
Angie Rubio
Agent
Angie Rubio specializes in insurance solutions for new families and first-time homeowners. With 10 years of experience, she provides personalized guidance on coverage options and helps clients understand policy details to make informed decisions.
Alexandre Martinez
Broker / Social Media Manager
Alexandre Martinez combines insurance expertise with digital outreach as social media manager. He focuses on educating clients about emerging risks and coverage innovations through accessible online content while maintaining active broker status.
Zorayda Darce
Broker / Liaison with HCOC
Zorayda Darce serves as broker and liaison with the Hispanic Chamber of Commerce. She specializes in culturally responsive insurance solutions and helps Spanish-speaking clients navigate coverage options with personalized support.
Questions
What types of insurance does Rio Mesa offer?
We provide auto, home, life, health, business, renters, boat, motorcycle, and commercial insurance policies tailored to California residents and businesses.
How can I get a free insurance quote?
Request a quote online through our website, call us at 559-292-2490, or visit our Clovis office for a personalized quote comparison.
Do you offer 24/7 claims assistance?
While our office hours are limited, we provide after-hours claim reporting options and prioritize prompt response during business hours.
Are your insurance agents licensed in California?
Yes, our team holds active California insurance licenses including CA License Number 0C13433 for professional accountability and compliance.
Can you help with specialized insurance needs?
Our agents specialize in unique coverage requirements including earthquake insurance, commercial umbrella policies, and specialty vehicle coverage.
Do you serve businesses outside Clovis?
While based in Clovis, we provide business insurance solutions to companies across California with customized risk management strategies.
