Gutwein & Risner Insurance Agencv

Gutwein & Risner is an independent insurance agency dedicated to providing comprehensive insurance solutions for individuals and businesses across Northwest Indiana, Illinois, and Michigan. With a deep commitment to customer satisfaction, we believe in building long-lasting relationships founded on trust, transparency, and personalized service. Our experienced team of agents works diligently to understand your unique needs and tailor insurance programs that offer optimal protection and coverage at competitive rates.

Comprehensive Personal Insurance Coverage

At Gutwein & Risner, we understand that individuals have diverse insurance needs. That's why we offer a comprehensive suite of personal insurance products designed to safeguard you and your loved ones against unforeseen circumstances. Our personal lines coverages include:

• Auto Insurance: We provide a range of auto insurance options to meet your driving requirements and budget. Whether you need coverage for a sedan, truck, SUV, or classic car, our team can help you find the right policy to protect your vehicle and assets.

• Homeowners Insurance: Your home is your most valuable asset. Our homeowners insurance policies offer comprehensive protection against property damage, liability, and other risks. We also provide specialized coverage for valuable belongings, such as jewelry and artwork.

• Motorcycle Insurance: Enjoy the thrill of the open road with peace of mind. Our motorcycle insurance policies are designed to meet the unique needs of motorcycle riders, providing coverage for liability, collision, and comprehensive damage.

• Individual Life Insurance: Secure your family's financial future with individual life insurance. Our agents can help you select a policy that provides the necessary death benefit to protect your loved ones in the event of your passing.

• Boat & Watercraft Insurance: Whether you own a sailboat, powerboat, or personal watercraft, our boat insurance policies provide comprehensive coverage for your valuable assets and liability protection.

• Renters Insurance: Protect your personal belongings and liability with renters insurance. Our policies offer comprehensive coverage for your possessions against theft, fire, and other perils.

Robust Business Insurance Solutions

Gutwein & Risner understands the unique insurance needs of businesses of all sizes. We offer a comprehensive range of commercial insurance products designed to protect your assets, operations, and employees. Our commercial coverage options include:

• Business Owners Policy (BOP): This multi-policy package bundles essential coverages, such as general liability, property damage, business interruption, and workers compensation, into a single, convenient policy.

• Commercial Auto Insurance: Protect your business vehicles and drivers with comprehensive commercial auto insurance. Our policies cover liability, collision, comprehensive damage, and other risks associated with business use of motor vehicles.

• Commercial Property Insurance: safeguard your business property, including buildings, equipment, inventory, and other valuable assets, with commercial property insurance.

• Contractors Insurance: Specialized insurance for contractors, covering liability, worker's compensation, tools, equipment, and project-related risks.

• Crop Insurance: Protect your agricultural investments with crop insurance, which provides financial security against losses due to adverse weather, pests, or other unforeseen events.

• Cyber Liability Insurance: Safeguard your business against the growing threat of cyberattacks with cyber liability insurance. This coverage protects against financial losses, data breaches, and other cyber-related risks.

• Farm Insurance: Comprehensive insurance for farms and ranches, including property, liability, crop, livestock, and equipment coverage.

• General Liability Insurance: A fundamental coverage for businesses of all types, protecting against claims of bodily injury, property damage, and personal injury.

• Group Life Insurance: Provide valuable life insurance benefits to your employees and their families through a group life insurance plan.

• Workers Compensation Insurance: Comply with state regulations and protect your employees in the event of work-related injuries or illnesses with workers compensation insurance.

Personalized Service, Trusted Expertise

At Gutwein & Risner, we pride ourselves on providing personalized service and expert advice. Our team of agents is dedicated to understanding your specific needs and tailoring insurance solutions that meet your requirements and budget. We work closely with you throughout the insurance process, ensuring you have the coverage you need and feel confident in your decisions.