Business Details
Your Trusted Partner for Community Banking Solutions
At First Basin Credit Union, we have dedicated ourselves to serving West Texas communities since our founding. Our commitment to financial empowerment is demonstrated through free checking accounts with no hidden fees, competitive loan rates, and innovative mobile banking solutions. We prioritize community development through partnerships with local nonprofits, supporting initiatives in education, environmental cleanup, and hunger relief.Our team of mortgage specialists provides personalized guidance in Midland and Andrews, while our digital platforms enable seamless account management 24/7. With a philosophy that banking should be both accessible and beneficial to the community, we combine modern financial tools with traditional values of service and transparency.
Services
Mortgage Loans
Free Checking Accounts
Mobile Banking
Loan Services
Community Support
Highlights and features
- We offer free checking accounts with no hidden fees or minimum balance requirements
- Our mortgage team provides personalized guidance in Midland and Andrews, Texas
- We support local community initiatives through nonprofit partnerships and volunteer work
- Our mobile banking platform offers 24/7 account access with security-focused features
- Competitive loan rates available with transparent credit approval processes
Services
Free Checking Accounts
Our free checking accounts provide complete financial freedom with no minimum balance requirements or hidden fees. Members enjoy unlimited transactions and easy access to funds through our extensive ATM network. This service empowers individuals to manage daily finances without worrying about unexpected charges, making it ideal for budget-conscious consumers seeking straightforward banking solutions.
Mobile Banking
Our mobile banking app delivers 24/7 account access with secure features for managing finances on the go. Users can check balances, transfer funds, deposit checks, and pay bills directly from their smartphones. Designed with user experience in mind, this service combines convenience with bank-grade security to meet modern banking needs.
Mortgage Services
Our mortgage team offers personalized home financing solutions with competitive rates and local expertise. Available in Midland and Andrews, Texas, we guide clients through every step of the home buying process. From pre-approval to closing, our specialists provide tailored advice to help achieve homeownership goals while maintaining transparent communication.
Community Support
We actively strengthen West Texas communities through nonprofit partnerships and volunteer programs. Our initiatives focus on education, environmental sustainability, and hunger relief, creating measurable impact through direct involvement. By supporting local organizations, we help build stronger neighborhoods while fostering financial literacy and economic development.
Loan Services
Competitive loan products with transparent credit approval processes meet diverse financial needs. Our offerings include auto loans, personal loans, and specialty financing options designed to help members achieve their goals. With flexible terms and clear rate structures, we provide responsible lending solutions that prioritize long-term financial health.
Questions
How do I switch my account to First Basin Credit Union?
Download our Switch Kit containing all necessary forms for transferring accounts, updating automatic withdrawals, and changing direct deposit information to complete the transition smoothly.
What mobile banking features are available?
Our mobile app offers balance checks, fund transfers, mobile check deposits, bill payments, and secure messaging with banking specialists available 24/7.
Where can I meet with mortgage specialists in person?
Our Mortgage Team operates in Midland, Texas on Tuesdays 9:30am-5pm and Andrews, Texas on Thursdays 9:30am-4:30pm for face-to-face consultations.
What makes First Basin different from other banks?
We combine free checking with no hidden fees, community-focused initiatives, and personalized service while maintaining modern digital banking capabilities for member convenience.
How are loan rates determined?
Current loan rates as of 3/3/2025 are available for review, with final approval based on individual creditworthiness and financial history assessments.