Working and Growing Together to Serve Your Financial Needs
At Gratiot Community Credit Union, we're dedicated to providing exceptional financial services to our members. As a not-for-profit cooperative, we're committed to serving the financial needs of our community, while building a stronger future for all.
Our Mission
Our mission is to work and grow together to serve our members' financial needs and build a stronger community. We strive to provide personalized service, competitive rates, and innovative solutions that make a positive impact on our members' lives.
Our History
Gratiot Community Credit Union was established to provide a unique alternative to traditional banking institutions. As a member-owned cooperative, we're driven by a commitment to our members' well-being, rather than profit. This difference in philosophy allows us to offer more competitive rates, lower fees, and personalized service that's unmatched by larger financial institutions.
Our Services
We offer a wide range of financial services designed to simplify your life and help you achieve your goals. From personal and auto loans to home mortgages and credit cards, we have a solution to fit your needs. Our online banking and mobile app make it easy to manage your accounts, pay bills, and transfer funds from anywhere, at any time. We also offer a variety of deposit accounts, including checking, savings, and certificates, to help you grow your savings and achieve your financial objectives.
What Sets Us Apart
As a credit union, we're different from traditional banks in many ways. We're owned and governed by our members, which means that our decisions are made with your best interests in mind. We're committed to providing exceptional service, competitive rates, and innovative solutions that make a positive impact on our members' lives. Our "Once a Member, Always a Member" policy ensures that you remain eligible for life, even if you retire, change jobs, or move away.
Eligibility
Membership is open to individuals who live, work, or worship in Gratiot, Mecosta, Isabella, Midland, Montcalm, Saginaw, Ionia, Clinton, or Shiawassee county. Once you join, your immediate family members are also eligible to become members.
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