Garrett-Lynch Insurance Agency

Garrett-Lynch has been insuring homes, businesses, and individuals in the Somerville community and beyond since 1934. We're a team of dedicated insurance professionals committed to providing our clients with the highest level of personalized service and expertise.

Understanding the complexities of the insurance world can be daunting. That's why our team goes the extra mile to explain policies clearly and guide you through every step of the process, ensuring you feel confident and informed about your coverage. We take pride in building lasting relationships with our clients, acting as trusted advisors who are there to answer your questions, address your concerns, and help you find the best insurance solutions for your unique needs.

Our Services

Garrett-Lynch offers a comprehensive range of insurance products to meet the diverse needs of our clientele.

Personal Insurance

We understand the importance of protecting your home and the things you cherish. Our personal insurance offerings include:

• Homeowners Insurance: Providing comprehensive coverage for your dwelling, personal belongings, and liability protection against unexpected events.
• Condominium Insurance: Tailoring coverage specifically for condominium owners, addressing the unique risks associated with shared ownership.
• Renters Insurance: Protecting your valuable possessions and offering liability coverage while renting your home.
• Flood Insurance: Offering crucial protection against potential flood damage, often excluded from standard homeowner's policies.
• Earthquake Insurance: Providing coverage for earthquake-related damage, a valuable consideration in earthquake-prone areas.
• Life Insurance: Helping you secure your loved ones' financial future with diverse life insurance options.
• Auto Insurance: Providing comprehensive coverage for your vehicle, including liability, collision, comprehensive, and uninsured/underinsured motorist protection.

• Motorcycle Insurance: Specializing in coverage for motorcycles, recognizing their unique characteristics and risks.
• Watercraft & Boat Insurance: Protecting your boat or watercraft from damage, liability, and other perils on the water.

Business Insurance

Navigating the world of business insurance can be complex. We offer a range of solutions to protect your business endeavors:

• Business Owners Policy (BOP): Combining multiple essential coverage types, including property, liability, and business interruption.

• Commercial Auto Insurance: Tailoring coverage for your business vehicles, protecting your assets and drivers.

• General Liability Insurance: Safeguarding your business against claims of bodily injury or property damage

• Workers' Compensation Insurance: Providing coverage for medical expenses and lost wages for employees injured on the job.

• Bonds: Aiding in securing contracts and guaranteeing performance through various types of surety bonds.