Business Details
35 Years
experience
Your Partner for Personalized Insurance Solutions
Founded in 1991, Ohio Life and Health Solutions has dedicated over three decades to addressing gaps in life and health insurance coverage for individuals and small groups. Our mission centers on ethical partnerships with captive agents, ensuring clients receive tailored solutions when traditional options fall short. With specialized expertise in hard-to-insure cases, we prioritize personalized service, transparency, and long-term relationships.Our team combines deep industry knowledge with a commitment to simplifying complex insurance needs, offering coverage for unique health challenges, past denials, and transitional life events. By focusing exclusively on life and health insurance, we maintain unmatched focus and reliability in supporting both agents and policyholders.
Services
Health Insurance
Life Insurance
Small Group Coverage
International Insurance
COBRA Transition Plans
Details
- Year established: 1991
Highlights and features
- 30+ years of specialized experience in life and health insurance
- Exclusive focus on supporting captive agents and their clients
- Tailored solutions for hard-to-insure medical histories and denials
- Ethical practices with transparent, no-pressure guidance
- Proven track record helping thousands secure essential coverage
What people say
Extremely knowledgeable
True professional
Straightforward recommendations
Quick to respond
Great sense of humor
Services
Health Insurance
Customized health insurance plans for individuals and small groups facing unique challenges. We specialize in transitional periods like job loss, COBRA expiration, and coverage gaps for pre-existing conditions. Our solutions include prescription coverage, maternity benefits, and access to extensive provider networks.
Life Insurance
Affordable term and permanent life insurance options with guaranteed acceptance for qualified applicants. Our policies provide financial security for families, including specialized solutions for those with complex medical histories or previous coverage denials.
Small Group Insurance
Flexible health insurance solutions for businesses starting from groups of two. We help small employers provide competitive benefits packages while navigating unique industry-specific risks and employee healthcare needs.
International Insurance
Comprehensive health and life insurance for individuals and families living or working abroad. Our policies provide financial protection and medical access across 190+ countries with multilingual support and emergency evacuation services.
COBRA Transition Plans
Specialized insurance solutions for individuals transitioning off employer-sponsored coverage. We offer immediate-term policies with customizable benefits to bridge gaps during job changes or retirement.
People
Derek Pierce
Owner/Agent
With over 30 years in insurance, Derek specializes in hard-to-insure cases. He partners with captive agents to provide personalized solutions, focusing on transparency and client education. Known for his compassionate approach and industry expertise.
Questions
What types of insurance do you specialize in?
We focus exclusively on life and health insurance, including small group coverage, COBRA transitions, and policies for pre-existing conditions.
Do you work directly with consumers or only through agents?
We partner with captive insurance agents to provide coverage solutions while maintaining their client relationships.
Can you help with pre-existing medical conditions?
Yes, we specialize in coverage for complex medical histories, including pre-existing conditions and past coverage denials.
Are your policies available nationwide?
Our insurance solutions are available across all 50 states and internationally through select carriers.
What sets you apart from other insurance providers?
Our exclusive focus on life and health insurance, 30+ years of experience, and commitment to ethical, personalized service differentiate us.
