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Your Faith-Based Financial Partner for Life
Interfaith Federal Credit Union has been dedicated to serving faith-based organizations and individuals since its inception. Our mission centers on providing personalized financial solutions tailored to the unique needs of religious institutions, clergy, and congregants. With decades of experience in faith-focused banking, we offer a comprehensive range of services including specialized loans for churches and ministries, competitive savings and checking accounts, and financial education resources.Our team combines deep industry expertise with a commitment to ethical stewardship, ensuring every member receives transparent, values-aligned banking. Recognized for our community-driven approach, we prioritize relationship-building over transactional interactions, fostering trust through consistent, compassionate service. Our accreditation by the National Credit Union Administration (NCUA) underscores our adherence to rigorous financial standards while maintaining a member-first philosophy.
Services
Auto Loans
Church Financing
Home Equity Lines
Savings Accounts
Visa Credit Cards
Youth Banking
Online Services
Mortgage Loans
Pastoral Loans
Business Accounts
Highlights and features
- Specialized expertise in faith-based financial services since 1962
- Nationwide network of CO-OP shared branches for convenient access
- Personalized loan programs for churches and religious organizations
- 24/7 audio banking and toll-free account access
- Community reinvestment through Jubilee Initiative programs
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Personalized attention
Quick loan approvals
Faith-aligned values
Competitive rates
Knowledgeable staff
Services
Auto Loans
Competitive auto loan programs for new and used vehicles with rates starting at 5.49% APR. Specialized financing options include clergy vehicle loans and church transportation fleet funding. Members benefit from streamlined approval processes and flexible terms up to 72 months for qualified borrowers.
Church Loans
Customized lending solutions for religious organizations including construction loans, property acquisitions, and operational financing. Rates start at 7.25% APR with terms tailored to church financial capacity. Pastoral loan programs available for clergy housing and relocation needs.
Home Equity Lines
Flexible home equity lines of credit for home improvements, debt consolidation, or major purchases. Variable rate options with draw periods up to 10 years. Special promotions include rate discounts for automatic payment enrollment and existing members.
Savings Accounts
Diverse savings options including tiered-rate share accounts, purpose-specific savings plans, and youth savings programs. Xtreme Savers account offers 5.00% APY for minors with automatic conversion to standard membership shares at age 18.
Visa Credit Cards
Low-rate Visa credit cards with no annual fees and balance transfer options. Competitive rates starting at 11.75% APR for qualified members. Additional benefits include purchase protection, extended warranties, and identity theft monitoring.
People
Loretta
Loan Officer
Experienced loan officer specializing in home equity financing with over 15 years in credit union lending. Known for personalized service and successful HELOC processing.
Alisa
Loan Specialist
Recognized for rapid loan approvals and exceptional customer service in automotive financing. Processes church and clergy loans with same-day decision capability.
Rebecca
Mortgage Specialist
Mortgage expert with 20+ years experience guiding members through home buying process. Specializes in first-time homebuyer programs and church property financing.
Judy
Loan Processor
Detail-oriented loan processor ensuring timely documentation completion. Assists with mortgage and commercial loan applications for faith-based organizations.
Helen Russell
Vice President
Longtime credit union leader with expertise in member relationship management. Handles complex financial solutions for high-net-worth individuals and church entities.
Questions
What distinguishes Interfaith Federal Credit Union from traditional banks?
We specialize in faith-based financial services with tailored products for churches and ministries. As a credit union, profits return to members through better rates and lower fees.
Can non-religious organizations join?
While our focus is faith-based communities, eligible organizations may join through our field of membership. Contact us for specific requirements.
What loan options exist for clergy members?
We offer specialized pastoral loan programs including housing, relocation, and personal loans with flexible terms for clergy and religious workers.
How do I access accounts outside my local branch?
Use our 24/7 online banking or access 5,000+ CO-OP Shared Branch locations nationwide for in-person transactions away from home.
What youth financial education resources are available?
Xtreme Savers youth accounts teach financial responsibility. We also provide educational materials and budgeting tools for young members.
How does the credit union support community development?
Through the Jubilee Initiative, we reinvest in communities via disaster relief loans, church solar projects, and financial literacy programs.
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