H Papa & Associates

Our Mission

HPA Financial Group empowers individuals to achieve financial security and peace of mind in retirement by crafting personalized plans that consider every aspect of their financial lives. We view each client as a unique individual and tailor our strategies to their specific circumstances, goals, and risk tolerance.

Our Expertise

With over 60 years of combined experience, our team of experienced professionals understands the complexities of financial planning and tax optimization. We offer a comprehensive range of services to address every phase of your financial journey, including:

Retirement Planning

• Comprehensive analysis of your income needs and tax situation
• Development of a diversified investment strategy based on your risk tolerance
• Implementation of tax-efficient retirement plans like IRAs and 401(k)s
• Guidance on maximizing your retirement accounts and contributions

Wealth Management

• Comprehensive financial planning that considers all your assets and liabilities
• Asset allocation and portfolio management
• Regularly reviewing and updating your plan to ensure it remains relevant and effective over time

Investment Management

• Access to tax-efficient investment strategies tailored to your individual needs
• Fiduciary guidance, ensuring your portfolio aligns with your goals and risk tolerance
• Ongoing monitoring and reporting to keep you informed of your progress

Risk Management

• Comprehensive review of your insurance coverage
• Identification and mitigation of potential risks in your investments and personal life
• Implementation of strategies to protect your assets from market volatility and other unforeseen events

Estate Planning

• Development of a comprehensive estate plan that aligns with your goals
• Review and updating of your will, trusts, and power of attorney
• Guidance on minimizing estate taxes and ensuring the smooth transfer of your assets to your loved ones

Values and Approach

At HPA Financial Group, we are committed to providing:

• Personalized attention: We take the time to understand your unique goals, concerns, and financial situation.
• Transparency: We believe in open communication and clear explanations every step of the way.
• Accessibility: We are responsive and available to answer your questions and address your concerns.
• Fiduciary responsibility: We are held to the highest ethical standards and act in your best interests at all times.