Business Details
Your Trusted Partner for Holistic Financial Planning
Clear Insight Wealth Management is a fee-only fiduciary firm dedicated to providing personalized financial planning and investment management services. With a focus on aligning clients' finances with their life goals, we serve individuals, business owners, military families, and government employees. Our team combines over 56 years of collective experience to deliver holistic solutions tailored to each client's unique needs. We prioritize transparency, ethical practices, and long-term relationships built on trust. Our services encompass cash flow management, tax planning, investment strategy, estate planning, and retirement guidance.As an SEC-registered investment advisor, we adhere to the highest standards of professional conduct. Our approach integrates strategic asset management with tax-efficient portfolio design to protect and grow client wealth. We distinguish ourselves through our commitment to ongoing support and education, ensuring clients feel confident in their financial decisions. Our fee-only model eliminates conflicts of interest, aligning our success with our clients' financial well-being. Through Clear Insight Tax, our sister company, we provide comprehensive tax preparation services as part of our integrated financial strategy.
Services
Investment Management
Financial Planning
Tax Planning
Estate Planning
Retirement Planning
Cash Flow Management
Insurance Analysis
Portfolio Design
Wealth Protection
Tax Preparation
Highlights and features
- We operate as a fee-only fiduciary firm with no hidden incentives or commissions
- Our team combines over 56 years of collective experience in financial services
- We offer integrated tax planning through our sister company, Clear Insight Tax
- Our investment management approach prioritizes tax-efficient portfolio strategies
- We maintain SEC registration demonstrating regulatory compliance and professional standards
Associations and certifications
- SEC
Services
Investment Management
Our investment management service creates customized portfolios aligned with your financial goals and risk tolerance. We employ strategic asset allocation and tax-efficient strategies to optimize returns while managing risk. With ongoing monitoring and quarterly performance reviews, we ensure your investments remain aligned with your evolving needs and market conditions.
Financial Planning
We develop comprehensive financial plans covering cash flow, tax, estate, and retirement strategies tailored to your life objectives. Our seven-component approach addresses all aspects of personal finance, from education funding to intergenerational wealth transfer, with regular updates to adapt to life changes and economic shifts.
Tax Planning
Our integrated tax planning service optimizes your tax position through strategic timing of income and deductions. Working with Clear Insight Tax, we coordinate investment and financial planning decisions with tax-efficient filing strategies to minimize lifetime tax liability while maintaining compliance with evolving tax regulations.
Retirement Planning
We design retirement plans that balance current lifestyle needs with long-term sustainability. Our approach incorporates Social Security optimization, pension analysis, and withdrawal strategies to ensure your savings last throughout retirement while maintaining flexibility for unexpected expenses or market downturns.
Estate Planning
Our estate planning service ensures your assets are distributed according to your wishes while minimizing tax implications. We coordinate with legal professionals to create wills, trusts, and power of attorney documents that protect your legacy and provide clear instructions for family members.
People
Adrienne Ross
Certified financial professional with extensive experience in wealth management and client-focused financial planning solutions.
Becky Meats
Experienced financial advisor dedicated to helping clients achieve their long-term financial objectives through personalized strategies.
Questions
What does it mean to be a fiduciary financial advisor?
As fiduciaries, we're legally obligated to act in your best interest at all times, avoiding conflicts of interest and prioritizing your financial goals above all else.
What services do you offer?
We provide comprehensive financial planning, investment management, tax planning, estate planning, retirement planning, and insurance analysis services tailored to your specific needs.
How are your fees structured?
We use a transparent fee-only model with no commissions or hidden incentives, charging either $400/month for financial planning or 1% of assets under management for investment services.
Do you work with clients outside Spokane?
Yes, we serve clients nationwide through virtual consultations and digital financial planning tools while maintaining our Spokane, WA headquarters.
How does your investment approach work?
We create customized, tax-efficient portfolios based on your goals and risk tolerance, using strategic asset allocation and ongoing monitoring to adapt to changing market conditions.
What's included in your financial planning process?
Our seven-component approach covers cash flow, tax planning, investment strategy, estate planning, family matters, insurance needs, and retirement preparation with regular updates.
