Be Clear About Your Goals - We help you visualize your future

Our Story

At Hosto Financial & Insurance Services, we are a team of dedicated professionals committed to providing exceptional service and expertise to our clients in the Illinois area. Our agency is built on a foundation of community involvement, integrity, and a tireless commitment to understanding the unique needs of each individual and business we serve.

Our Services

We offer a comprehensive range of personal and business insurance solutions to protect what matters most to our clients. Our services include:

Personal Insurance

Home and Auto Insurance (Bundled)
Renters Insurance
Individual Life Insurance
Motorcycle Insurance
RV Insurance

Business Insurance

Business Auto Insurance
Business Owners Insurance
Workers' Compensation Insurance
Surety Bond
General Liability Insurance

Insurance by Industry

Condo Building Insurance
Landlord and Rental Property Insurance
Contractor Insurance
Non-Profit Insurance
Carpenter Insurance

Why Choose Us?

At Hosto Financial & Insurance Services, we pride ourselves on our commitment to customer service, expert knowledge, and personalized attention. Our team is dedicated to helping you navigate the complex world of insurance, providing customized solutions that meet your unique needs. We stand out from the competition by being:

Independent Agents
Locally owned and operated
Family-owned and operated
Committed to the Illinois community

Our Team

Our team is comprised of experienced insurance professionals who are passionate about helping our clients achieve their goals. We are proud to have a team that is dedicated to:

Providing exceptional customer service
Building long-term relationships with our clients
Staying up-to-date on the latest insurance trends and technologies
Continuing education and training to stay current in the industry

What Our Clients Say

Don't just take our word for it - our clients rave about their experiences with us. Here's what a few of them have to say:

"Barry and Leah have been absolutely great to work with. They are knowledgeable, professional, and truly care for their clients." - Alicia P.
"Barry and Leah are always wonderful to work with. Have been using them for a long time after challenges with my insurance company prior." - Randy O.
"I needed a quick turnaround to get covered for my home and autos due to a snafu with my previous agent and insurance company. Barry jumped in and got me covered quickly while tailoring things to my needs." - Len H.

Risk Factors and Solutions

At Hosto Financial & Insurance Services, we understand that unexpected events can occur, and it is essential to be prepared. We have identified some risk factors that can impact your insurance coverage and provided solutions to address them:

Fire Risk Factor: Make sure your homeowners policy contains replacement cost coverage with no cap and rebuilding your home to code.
Personal Property / Contents Risk Factor: Ensure your homeowners insurance policy covers personal property, including the contents of your home and other personal items, with replacement cost coverage.
Additional Living Expense / Loss of Use Risk Factor: Obtain additional living expense or loss of use coverage to compensate you for the additional costs you incur for reasonable housing and living expenses if a covered event makes your house temporarily uninhabitable.
Valuable Possessions Risk Factor: Obtain a personal floater or schedule your valuable possessions to ensure you'll have the money to replace them.
Medical Expenses Risk Factor: Ensure your homeowners policy includes medical expenses coverage to take care of injuries and treatment.

Conclusion

At Hosto Financial & Insurance Services, we are dedicated to providing exceptional service, expert knowledge, and personalized attention to our clients in the Illinois area. We invite you to explore our website and learn more about our services, team, and client testimonials. If you have any questions or would like to schedule an appointment, please do not hesitate to contact us.

Update Share

Positive: Many reviewers praised the exceptional customer service and expertise of Barry and Leah at Hosto Financial.

Negative: Some reviewers experienced premium increases and poor customer service.

Overall Experience with Hosto Financial

Positive Experiences with Customer Service

Many reviewers praised the exceptional customer service provided by Barry and Leah at Hosto Financial. They were described as kind, helpful, responsive, and knowledgeable. Reviewers appreciated their personal touch, willingness to answer questions, and ability to explain complex insurance concepts in an easy-to-understand manner.

Praise for Barry and Leah's Expertise

Several reviewers commended Barry and Leah for their expertise in finding the best insurance deals and providing personalized insurance solutions. They were able to find affordable premiums, offered bundled discounts, and helped clients navigate the claims process.

Satisfaction with Insurance Products and Pricing

Many reviewers were satisfied with the insurance products and pricing offered by Hosto Financial. They appreciated the electronic and paperless communication, which made it easy to switch to their services.

Negative Experience with Premium Increase

One reviewer expressed disappointment with a 15% premium increase without any claims against their home or auto insurance.

Negative Experience with Customer Service

One reviewer had a negative experience with Barry and Leah, stating that they were unhelpful and unresponsive to walk-in customers.