Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Florence, SC
Founded in 1975, Accountable Insurance Partners has built a legacy of delivering personalized insurance solutions across South Carolina, Georgia, and North Carolina. Our mission centers on safeguarding clients' assets through tailored policies while upholding core values of integrity, community service, and accountability. With 19 advisors and a network of top-rated insurers, we specialize in personal, commercial, and agribusiness insurance, combining local expertise with national resources. Our independence allows unbiased advocacy for clients, ensuring optimal coverage at competitive rates. Recognized as one of South Carolina's largest agencies, we prioritize transparent communication and rapid response during critical moments.Backed by decades of experience and a commitment to evolving with client needs, our team provides guidance on risk management, policy interpretation, and claims resolution. We maintain active roles in community organizations like Habitat for Humanity and the Boys and Girls Club, reinforcing our dedication to both professional excellence and social responsibility. This heritage of trust and adaptability positions us to serve individuals, families, and businesses with unwavering reliability.
Services
Auto Insurance
Homeowners Insurance
Business Owners Policy
Workers Compensation
Farm Insurance
Life Insurance
Boat Insurance
Commercial Property
Cyber Liability
Rental Property
Details
- Year established: 1975
Highlights and features
- We operate as independent agents representing 10 top-rated insurance companies
- Our team includes 19 advisors with specialized expertise in agribusiness insurance
- We maintain active community involvement through organizations like Habitat for Humanity
- We offer 24/7 availability for claims assistance and emergency situations
- We provide policy reviews to ensure coverage evolves with clients' changing needs
Associations and certifications
- Independent Insurance Agents & Brokers of America (IIABA)
What people say
Great people
Highly trained staff
Wonderful service
Good communication
Prompt assistance
Services
Auto Insurance
Our auto insurance policies protect against financial loss from accidents, theft, or damage. We help clients navigate coverage options including liability limits, collision protection, and uninsured motorist provisions. Our local agents compare multiple carriers to find policies balancing affordability with comprehensive protection for personal and commercial vehicles.
Homeowners Insurance
We provide coverage for residential property damage, personal belongings, and liability claims. Our policies address risks like fire, storms, and vandalism while offering options for high-value items and additional living expenses. We explain policy details clearly to ensure clients understand coverage limits and claims processes.
Business Owners Policy
This bundled solution combines property, liability, and business interruption coverage for small to mid-sized enterprises. We tailor policies to specific industries, including retail, manufacturing, and professional services. Our advisors help businesses understand risk exposures and implement cost-effective protection strategies.
Workers Compensation
We offer state-compliant workers' compensation policies covering medical expenses and lost wages for job-related injuries. Our team helps businesses navigate legal requirements and select appropriate coverage levels. We work with carriers to ensure timely claims processing and cost management for employers.
Farm Insurance
Our specialized farm policies cover equipment, livestock, crops, and liability risks. We address unique needs like seasonal variations and commodity storage through customized solutions. With deep expertise in agricultural insurance, we protect both small family farms and large commercial operations across the Southeast.
People
Erik Marechal
Chief Executive Officer
Leading the agency since 2005, Erik Marechal brings decades of insurance expertise and strategic vision. He oversees operations while maintaining client relationships, ensuring the agency's growth aligns with its core values of accountability and community service.
Laura Marechal
Community Service Liaison
Laura Marechal coordinates community initiatives and client outreach programs. With extensive industry experience, she strengthens the agency's local partnerships while ensuring clients receive personalized insurance solutions tailored to their specific needs.
Robert McLean
Founder
Established the agency in 1975 as a Nationwide Insurance office. His legacy of personal service and community focus continues through the agency's operations. Though retired in 2005, his foundational principles still guide daily business practices.
Paden Capps
Chief Operating Officer
Paden Capps manages day-to-day operations and strategic implementation. With deep knowledge of insurance products and risk management, he ensures efficient service delivery across all agency locations while maintaining high client satisfaction standards.
Milton Morris
Lead Commercial Insurance Advisor
Specializing in commercial risk management for 25+ years, Milton Morris provides expert guidance on business insurance solutions. He develops customized protection strategies for mid-sized companies and agribusinesses throughout the Southeastern United States.
Questions
What types of insurance do you specialize in?
We specialize in personal insurance (auto, home, life), commercial insurance (BOP, workers' comp), and agribusiness insurance across South Carolina, Georgia, and North Carolina.
How does being an independent agency benefit me?
As independent agents, we represent multiple carriers to find you optimal coverage at competitive rates without being tied to a single insurance company's products.
Can you help with policy reviews?
Yes, we recommend annual policy reviews to ensure your coverage evolves with life changes, business growth, or new property acquisitions.
Do you offer 24/7 claims assistance?
We provide 24/7 availability for emergency claims support, recognizing that losses often occur outside regular business hours.
How do you handle complex insurance needs?
Our experienced advisors create customized solutions for unique risks, including specialized farm equipment, high-value assets, and commercial liability exposures.
What areas do you serve?
We serve clients throughout South Carolina, Georgia, and North Carolina with local offices in Florence, Sumter, Darlington, Manning, and Springfield.
