Alexander Southwell Mortgages

Alexander Southwell Mortgage Services is dedicated to making mortgage advice accessible to customers across the United Kingdom, combining nationwide online appointments with personal assistance from our Romsey office. Independence allows us to research lending options without favouring a particular provider, drawing upon mortgage products from more than 100 lenders. We help clients taking their first step onto the property ladder, purchasing another home, refinancing existing borrowing or arranging buy-to-let mortgages. Our knowledge also extends to applicants with self-employed income, contractors, limited company directors, shared ownership purchases, new-build properties and circumstances involving previous credit difficulties.

Our advisers begin by reviewing your deposit, income, affordability and property intentions before outlining appropriate mortgage possibilities. We discuss the financial implications of each recommendation, including applicable interest rates, repayment amounts and mortgage conditions. Beyond selecting a product, we organise applications, manage supporting documentation and maintain contact with lenders and solicitors until completion. We offer remote appointments by telephone and video, email communication and face-to-face meetings for local customers. Most of our residential, remortgage and buy-to-let advice is delivered without a broker fee. Loans under 100,000 incur 299 after a mortgage offer, and selected complex cases may attract fees up to 995. We explain these exceptions clearly before undertaking chargeable work.