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Speed, Reliability, True Consultation

With numerous insurance providers to choose from, we focus on delivering a service that prioritizes simplicity and reliability. Our concierge approach ensures that you do not need to manage accounts or navigate technical systems. By contacting us directly, you can have your needs addressed quickly and efficiently.

Our team also provides expert advice to guide your decisions. We evaluate quotes, recommend improvements to coverage, and identify opportunities to reduce costs. Clients rely on us because they trust that their insurance is handled with care. With extensive experience and strong carrier relationships, we offer comprehensive solutions across Massachusetts and nearby states, always working in your best interest.

Served areas
  • Greater Boston, Massachusetts, New Hampshire, Rhode Island, Connecticut, New England
Business details
  • Year established: 2000
  • Employees: 20
  • Licensed
  • Insured
Highlights and features
  • Independent agency offering personalized insurance solutions with broad carrier access
  • Over twenty years experience serving Greater Boston clients reliably
  • Customized coverage programs designed to fit individual and business needs
  • Competitive rates achieved through multiple trusted insurance carrier partnerships
  • Fast same-day response time with exceptional client service support
  • Clear explanations of coverage ensuring clients fully understand protection options
Payment methods
  • Cash, Checks, Debit cards, Credit cards, Bank transfers, Financing available
Services
Auto Insurance Kovalev Insurance Agency offers professional auto insurance services in Massachusetts, focusing on clarity, affordability, and thorough protection. We assist clients in choosing from a variety of coverage types, ensuring each policy addresses potential risks while maintaining compliance with state laws. Our goal is to create policies that are effective and tailored to each client.
Homeowners Insurance Our homeowners insurance in Massachusetts is designed to safeguard your property, belongings, and financial well-being. Kovalev Insurance provides tailored coverage that addresses fire, theft, natural disasters, and liability risks. We deliver customized policies with optional protections, ensuring that every client receives appropriate coverage that meets their needs while maintaining affordability and reliability.
Commercial Property Insurance Protecting your business starts with the right insurance coverage. At Kovalev Insurance, we offer Massachusetts commercial property insurance that shields buildings, equipment, inventory, and furniture from potential losses. Our independent agency approach allows us to customize policies for each client, providing exceptional support and guidance to maintain financial security and operational continuity.
Construction Insurance Ensure your construction business is secure with Kovalev Insurance, offering comprehensive coverage for Massachusetts contractors and builders. Our policies address job site injuries, property loss, and liability claims, while maintaining regulatory compliance. With competitive pricing, knowledgeable support, and efficient claims handling, we help safeguard your projects and reduce the impact of unforeseen risks on your business operations.
Artisan Contractors Insurance Protecting your contracting business requires insurance that evolves with your projects. Our Artisan Contractors Insurance covers everything from general liability to workers compensation and equipment protection. We collaborate with top carriers to deliver policies suited to both single projects and multi-year commercial contracts, allowing you to focus on your work while we manage potential risks and financial exposures.
Reviews (30)
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Josh Perkins
Feb 19, 2026
I had an outstanding experience working with David ‘DOC’ O’Connell at Kovalev Insurance Agency, Inc. As a first-time home buyer, DOC made the process of securing both our auto and home insurance clear and easy to understand. He took the time to explain our options thoroughly, answered all of our questions, and ensured we had the right coverage.

DOC was always available, responsive, and genuinely committed to helping us make informed decisions. Thanks to his guidance, we not only felt confident in our choices but also saved money. I highly recommend DOC and Kovalev Insurance Agency to anyone looking for a knowledgeable, trustworthy, and client-focused insurance professional.
Michael Talmadge
Feb 15, 2026
As a small remodeling business in Springfield MA of 14 years, I switched all my insurance; auto, liability, worker's comp to a bundle with Kovalev Insurance. I will save thousands this year and they did all the work setting it up. I waited a few months to leave a review to see if there would be issues. I have communicated with Sofia a number of times for various reasons since then and it has been flawless. Five stars without hesitation.
Sammy Hankaoui
Feb 01, 2026
Super responsive, great to work with. Walks you through the process making it easy.
Cynthia Paris
Jan 31, 2026
I had an excellent experience working with David ‘DOC’ O’Connell at Kovalev Insurance Agency, Inc.. David made the entire process of bundling my rental properties, car, and home insurance completely seamless. He was incredibly knowledgeable, responsive, and easy to work with—and most importantly, he helped me save money while ensuring I had the right coverage.

David took the time to explain my options clearly, answered all of my questions, and handled everything efficiently from start to finish. If you’re looking for an insurance agent who is thorough, trustworthy, and truly client-focused, I highly recommend working with David and the Kovalev Insurance Agency.
Dan Cashman
Oct 31, 2025
Tanya was extremely helpful in saving us hundreds on our insurance! Definitely recommend!
Viktor Zozuliak
Oct 28, 2025
It was a great pleasure working with Michael and his team - they were prompt, direct and very helpful. Saved us quite a bit on our master HOA insurance without compromising coverage. 100% recommended 👍
Andrew Neskoromnyi
Oct 17, 2025
David O’Connell is a very efficient agent. Found the best deal fast and saved us a lot of money!
Xudong Guan Terry
Sep 16, 2025
The Kovalev Insurance Agency was a huge help to me. As a newcomer to the United States and a new driver with a freshly obtained license, every insurance company I approached gave me outrageous quotes. But since I had already ordered a car, I had only one day to sort out my car insurance. David O'Connell (DOC) used his professional knowledge to find the most suitable car insurance for me. He promptly handled all the correspondence with the dealership, enabling me to sort out everything within a day and smoothly pick up my car. It was a very pleasant experience.
Here's an update: DOC managed to secure a substantial discount on the insurance for me, which was a pleasant surprise. I highly recommend The Kovalev Insurance Agency to others.
Jessi Lindie
Aug 16, 2025
Fast turnaround time with Doc and team took set up new auto insurance and ditch my old plan—they saved me $1100 in annual premiums. Super personable and no BS, identified by the best coverage for me and explained what I didn’t need as well. Very pleased with the outcome!
Daniel T.
Aug 12, 2025
This is my second review for Kovalev Insurance:
I had a fantastic experience with Kovalev Insurance Agency, particularly with Karina. I was seeking assistance with commercial insurance, and Karina went above and beyond to ensure that my needs were met. Her expertise and professionalism were evident from the start, as she guided me through the process with clarity and patience. Not only did she address my concerns promptly, but she also provided valuable insights to help me make informed decisions. Thanks to Karina's dedication and personalized attention, I was able to resolve my insurance issue efficiently and effectively.
I highly recommend Kovalev Insurance.

2022 Review:
Great and professional service. Michael and team helped us to find a great insurance option for our business. Highly recommend them.
Jennifer Farnsworth
Jul 27, 2025
There are not enough words to express how grateful I am to Chris Schneider at Kovalev Insurance Agency! I found myself in a position where many carriers did not want to even offer me a business policy due to a prior pending claim, and any policies that were offered were astronomical. Chris stuck with me and through the process. He was very responsive throughout the process, found a carrier that asked a lot of questions and would listen to the circumstances. Chris secured a policy at a better rate than I could have hoped for and the best part is it isn't even a surplus policy. Chris is a pure miracle worker! He has my business and my recommendation; THANK YOU!
J. G.
Jun 17, 2025
Honestly, I so dreaded working with an insurance broker to find a home insurance policy. Kovalev seriously exceeded all my expectations. David and Tanya are hyper responsive, knowledgeable, detail oriented and result driven. They are able to get feedback and quotes far faster than anyone else we spoke to. When the underwriting hits a roadblock, they won't take no for an answer without a fight. Seriously, you should call or at least email them and see what they can do for you. Five star!!
Tale Ibrahimov
Jun 01, 2025
Christopher helped me get general liability insurance for my business at a really good price. He explained everything clearly, was always quick to respond, and made the whole process easy for me. I’m very happy with the service and highly recommend him to anyone looking for business insurance.
Aditya Bansal
May 18, 2025
Excellent experience to date with Kovalev Insurance .. they were timely, knowledgeable and were able to provide a tailored solution to my needs. The transition process was also very smooth and saved me quite a few $$ on insurance overall. So far so good, highly recommend them!
Kathy Albano
Feb 25, 2025
I was referred to David O’Connell (DOC) and he was very helpful in getting better prices for my auto and home insurance. He was very timely in finding policies to match my needs. He handled it all with professional, friendly communication. Would highly recommend him!
Dina Shulman
Jan 09, 2025
So helpful and they take care of everything! You are guaranteed to find good insurance with a reasonable rate if you go through Kovalev. David ‘DOC’ O’Connell and the whole team are communicative, kind, and efficient. Would definitely recommend.
Maureen Harris
Nov 30, 2024
Top notch experience working with DOC. I reached out to several independent agencies for quotes, and David at Kovalev really stood out with the comprehensiveness of his answers, thorough guidance, and follow-up. The rates offered were highly competitive. Ultimately, I passed on another agency that was slightly less expensive because of the experience I had working with David, such that I felt a greater sense of confidence that the coverage we were purchasing was right for my family and that this agency would ensure we have the right coverage at a fair rate going forward.
Katrina Rogoff
Nov 05, 2024
So happy to move over to Kovalev insurance. We worked with David, who was very quick in providing us with options that saved us a lot of money. Very fast and friendly service!
Mimi Song
Oct 14, 2024
We could not recommend Kovalev Insurance, specifically David O'Connell ("DOC") enough!! If you are looking for an adviser to help you navigate through any and all insurance-related matters, look no further than to DOC. We are first time homebuyers and had a ton of questions - DOC always responded promptly, made us feel comfortable asking any and all of our questions, and helped us to to actually understand what we are paying for as part of our insurance policies. Not to mention, he found us the best coverage at the cheapest rate, and we are resting assured that in the future when it's time to renew our policies or if we have any claims, that we are always going to be in good hands. Thank you DOC, you are the best!!!
Edward Sh
Oct 07, 2024
I am a customer of Kovalev Insurance for a long time. My representatives Leo and Tanya are very knowledgeable and very professional.
Recently I bought a new car and I needed Insurance coverage right away. Leo and Tanya were able to open the new policy with great coverage in a couple of hours.
WOW WOW👍👏👌
Thank you very much guys!!!
I really appreciate it.
I highly recommend this agency!!!
Elena Petrov
Aug 11, 2024
When I decided to switch my insurance provider, I reached out to three local agents, hoping to find a company that values personalized service and provides clear, informed guidance. My goal was to work with a team who could thoroughly understand my needs, offer a range of options, and walk me through the pros and cons of each. I found all of this—and more—with Kovalev Insurance.

Their representatives were consistently prompt and attentive in addressing my calls and emails. Every piece of information was presented clearly and professionally, leaving me with complete confidence in my decision. The dedication and professionalism at Kovalev Insurance exceeded my expectations, and I am more than happy to recommend them to my clients.
Nicole Kachmarck
Feb 21, 2024
I worked with Leo and Sonia at Kovalev Insurance. I cannot recommend them more. I had a new house that I was having trouble getting homeowners quotes for. Unlike the previous broker I was dealing with, the team was fast in getting me quotes and super responsive. When there was an issue with payment on closing, Leo, Sonia and team made sure to work with our lawyers and mortgage company to get it rectified. I knew I was in good hands with Kovalev and am planning to use them for the new car I am buying as well.
Kim Ghantous
Jan 13, 2024
We had a great experience with Doc, Michael, and the Kovalev team. They were able to work within our tight timeline and helped us select the best policy for our situation. They were super responsive, patient, and knowledgable and we'll definitely use them in the future. Highly recommend!
Olga Radunsky
Dec 16, 2023
I had a great experience working with  David O'Connell.  He was very professional and always quick to respond to my emails and phone calls. He did all the work to find me the best value on both coverage for my home and auto insurance needs. I highly recommend Kovalev Insurance Agency.
Steven Wong
Sep 18, 2023
Sonia was exceptional at her job! She saved me significantly on my policy compared to my previous. She was very thorough explaining every detail included. My prior policy wasn’t adequate for coverage on my camper. She managed to get more coverage for a much cheaper expense! Highly recommend Kovalev for your insurance needs!
Yukhym Slyvka
Jan 05, 2023
I’ve been using Kovalev insurance for the past 5 years. In the beginning it was only for auto insurance, now they take care about my business as well. They provide the best pricing on the market. Always very responsive and help me right away with all of my needs. I’m glad that i found this agency, highly recommend!
Jen Earls
Mar 28, 2022
Working with Kovalev Insurance was incredibly helpful! As a small dance-based LLC, I have a lot of unique needs. I had tried to work with an online provider to fit into their offerings, but it just wasn't working for my insurance needs and I was feeling a bit discouraged. When I was referred to Kovalev, within a day, Karina had already customized an insurance policy to meet all of my needs. She responded to all of my questions in a timely and thoughtful way to make sure I understood everything and got everything I needed. Most of all, she and Kovalev Insurance gave me the confidence and security I need to know that my business is fully supported insurance-wise. It was such a relief and pleasure to work with them, and I would highly recommend them for your insurance needs!
Tailin Xue
Dec 31, 2021
Our auto and home have been insured with Kovalev Insurance for more than 15 years. They have been doing very great work. I knew the owner Michael very well. Over the years, I had also worked with a number of the staffs in his office. All of them were amazing people. Most recently, Sonia handled my home owner insurance. She was very responsive and friendly. She was very knowledgeable and supportive. Their work are truly good quality, truly good value, truly professional and truly trustable. Thank you everyone at Kovalev Insurance. Thank you Sonia for your recent dedicated work.
Ashot Khachatryan
Nov 16, 2021
I have been a customer of Kovalev Insurance for many years. It has been a pleasure working with this agency. The team is professional, responsive and always goes above and beyond.
My recent agent - Matthew Bouffard, is a great asset to the company, always putting customers' needs first, responding promptly and following through.
Highly recommended.
Barbara A.
Oct 02, 2020
My husband and I were looking to replace our auto insurance with another company's. I looked for insurance agencies online and Kovalev was by far superior to the other two I contacted. Kovalev's agent, Katya, was so responsive, helpful, and interested in what I needed. She offered several quotes for auto insurance from different companies, explaining their different features. She was very clear and knowledgeable about all my questions. She followed up in a timely way and we have the new policy now. Katya responded to me in a way that let me know she was really working for me and interested in my business. I can't say that about the other agencies.