Business Details
22 Years
experience
Your Trusted Mortgage Broker in Portland, OR
Swanson Home Loans was founded on the principle of delivering exceptional financial expertise to households navigating the mortgage process. Our team, led by Evan Swansona Certified Financial Planner with over two decades of experienceprioritizes comprehensive education and personalized guidance to empower clients. We distinguish ourselves by integrating mortgage lending with holistic financial planning, ensuring clients understand how their loan decisions impact long-term financial goals. With a track record of $1+ billion in funded loans and a 99% on-time closing rate in 2024, we combine technical proficiency with a commitment to transparency.Our approach emphasizes individualized service, leveraging deep industry knowledge to simplify complex transactions. Backed by Guild Mortgage Company, we maintain rigorous compliance standards and invest in continuous professional development. Client testimonials consistently highlight our responsiveness, clarity, and dedication to fostering financial independence. By focusing on education beyond closing dates, we aim to build lasting relationships rooted in trust and mutual success. Our decade-long partnerships with industry professionals and community organizations further underscore our reputation as a reliable mortgage solutions provider.
Services
Mortgage Loan Origination
Refinancing Services
Reverse Mortgages
Loan Modifications
Short Sale Assistance
HAFA Program Guidance
Pre-Approval Process
Financial Planning Integration
Deed-in-Lieu Solutions
Foreclosure Alternatives
Details
- Year established: 2004
Highlights and features
- We offer CFP-certified expertise for comprehensive financial guidance
- 99% on-time closings in 2024 for reliable service execution
- Over $1 billion in funded home loans since 2004
- Personalized mortgage education beyond closing date requirements
- Decade-long partnerships with experienced loan processors and underwriters
Associations and certifications
- Certified Financial Planner Board of Standards
What people say
Professional, responsive, knowledgeable
Smooth process
Excellent communication
Great team
Helpful and patient
Services
Mortgage Loan Origination
Our mortgage loan origination service guides clients through every step of securing home financing. With certified financial planning expertise, we help clients understand loan options, navigate underwriting requirements, and achieve favorable terms. Our 99% on-time closing rate in 2024 demonstrates our commitment to timely execution and thorough preparation for first-time buyers and experienced homeowners alike.
Refinancing Services
We specialize in strategic mortgage refinancing solutions to help clients reduce payments, shorten loan terms, or access home equity. Our CFP-certified team analyzes individual financial situations to determine optimal refinancing opportunities while maintaining clear communication throughout the documentation and approval process.
HAFA Program Guidance
Our HAFA program specialists provide expert guidance for homeowners facing financial hardship. We help clients explore short sale options, deed-in-lieu solutions, and loan modifications while maintaining strict compliance with eligibility requirements and federal regulations for distressed property transactions.
Financial Planning Integration
Unique among Oregon mortgage originators, we integrate Certified Financial Planner services to help clients understand how mortgage decisions impact overall financial health. This comprehensive approach ensures clients make informed choices about debt management, investment strategies, and long-term wealth building.
Reverse Mortgages
We provide specialized reverse mortgage solutions for senior homeowners seeking to convert home equity into usable funds. Our team explains complex program requirements clearly, ensuring clients understand both immediate benefits and long-term implications of these financial instruments.
People
Evan Swanson
Mortgage Professional, CFP
NMLS #120856 Certified Financial Planner with 20+ years experience. Specializes in integrating mortgage lending with comprehensive financial planning. Holds unique distinction as Oregon's only CFP-certified mortgage originator.
Amanda Harvey
Senior Loan Processor
NMLS #1156102 with 10+ years processing loans for Swanson team. Manages underwriter communications and ensures timely document submission. Oregon State University graduate and experienced loan approval specialist.
Lirra Conrad
Loan Origination Assistant
NMLS #1361291 with extensive mortgage industry experience. Focuses on client communication and transaction coordination. Supports team operations while maintaining personal client relationships.
Lindsey Ellis
Customer Experience Director
NMLS #1547624 managing client relationships throughout loan lifecycle. Oregon native with deep understanding of local real estate market. Coordinates post-closing support and partner communications.
Whitney Minnich
Professional Development Director
Former top-producing Realtor with 10+ years in real estate. Leads training initiatives and industry partnerships. Combines brokerage experience with mortgage education to enhance team capabilities.
Questions
What mortgage services do you offer?
We provide purchase loans, refinancing, reverse mortgages, HAFA program assistance, loan modifications, and short sale solutions with personalized financial planning integration.
Are you licensed to operate in Oregon?
Yes, we hold Oregon Mortgage Lender License #ML-176 and all loan officers maintain active NMLS certifications through the Department of Financial Protection and Innovation.
How does your financial planning approach differ from other lenders?
Evan Swanson is Oregon's only CFP-certified mortgage originator, combining mortgage expertise with comprehensive financial education to help clients understand long-term implications of loan decisions.
What documentation is required for loan applications?
Standard income verification, asset statements, and identification documents. Our team provides specific checklists and offers secure document submission through our borrower portal system.
How do you handle online communication challenges?
While our portal system is functional, we prioritize direct communication through phone and email to ensure clear, timely information exchange during the loan process.
What are your on-time closing statistics?
We achieved a 99% on-time closing rate in 2024, supported by experienced processors and streamlined communication protocols with title companies and underwriters.
