Making homeownership dreams come true, one loan at a time.
At Dara Capital Group, we believe that the values we hold are the foundation of our approach to business. Our mission is to make homeownership dreams come true, one loan at a time. We achieve this by delivering transparent and competitive mortgage solutions that meet the unique needs of each individual or family. Our team of expert mortgage brokers is dedicated to navigating the realms of diverse mortgage programs, providing clients with personalized guidance and support every step of the way.
Our History and Philosophy
With over 25 years of combined experience in the mortgage industry, our team has built a reputation for delivering exceptional service and results. We believe that honesty, expertise, and efficiency are the keys to a successful mortgage transaction. Our commitment to these values is reflected in everything we do, from the initial meeting to the final closing.
Our Services
At Dara Capital Group, we offer a wide range of mortgage products and services designed to meet the unique needs of each client. Whether you're a first-time homebuyer, a seasoned investor, or a veteran looking to utilize your VA loan benefits, we have the expertise and resources to help you achieve your goals.
Loan Programs
Conventional Loan: Conventional loans are a popular type of mortgage that are not insured by any government agency like the Federal Housing Administration (FHA), the U.S. Department of Agriculture.
FHA Loan: FHA loans are insured by the Federal Housing Administration (FHA) and are designed to help low-to-moderate-income borrowers achieve homeownership.
Reverse Mortgage: Reverse mortgages are designed for homeowners aged 62 and older who want to access the equity in their home to help supplement their retirement income.
Bank Statement Loan: Bank statement loans are designed for self-employed borrowers who may not have traditional income documentation.
Jumbo Loan: Jumbo loans are designed for borrowers who need to finance a higher loan amount than what is available through traditional conventional loan programs.
Fix & Flip Loan: Fix & Flip loans are designed for investors who want to purchase and renovate a property and then resell it for a profit.
Hard Money Loan: Hard money loans are designed for borrowers who need to finance a property quickly and may not qualify for traditional financing.
Commercial Mortgage: Commercial mortgages are designed for businesses or individuals who need to finance a commercial property.
Multifamily Mortgage: Multifamily mortgages are designed for borrowers who want to finance a multifamily property, such as an apartment building or condominium complex.
Our Expertise
Our team of expert mortgage brokers has years of experience in the mortgage industry and has successfully closed numerous transactions. We are knowledgeable about the various loan programs available and can help you navigate the process from start to finish.
Testimonials
Here's what our satisfied clients have to say about our services:
- "I was hesitant to apply for a mortgage, but Daracap made the process smooth and stress-free. They were knowledgeable, helpful, and kept me informed every step of the way." - John D.
- "I was a first-time homebuyer, and Daracap walked me through the entire process. They were patient, professional, and made sure I understood every detail." - Emily R.
FAQ
What documents are required for a loan application? You will need documents like a signed sales contract for the property, proof of your income (such as pay stubs, W-2 forms), a list of your current debts, and documents confirming your source of funds for down payment. Depending on the situation, additional documentation may be requested.
What is the Annual Percentage Rate (APR)? APR reflects the yearly cost of a mortgage, including points and other credit costs. It may be higher than the stated note rate, allowing you to compare different mortgage types. However, APR does not impact your monthly payments, and a lower APR doesn't always mean a better rate due to the different fees charged by lenders.
How do lenders assess my credit? Credit scoring systems, like FICO scores, assess your creditworthiness based on factors like bill-paying history, number and type of accounts, outstanding debt, and age of your accounts. Your score influences the likelihood of repaying a loan on time.
Get Started Today
If you're ready to turn your homeownership dreams into a reality, we invite you to explore our website and learn more about our mortgage products and services. Whether you're a first-time homebuyer or a seasoned investor, we're committed to providing you with the expertise and support you need to achieve your goals.
Overall Experience
The reviewers had an exceptional experience with Dara Capital Group, praising their professionalism, expertise, and personalized approach.
Professionalism and Expertise
The reviewers highlighted the team's expertise, particularly Kamran Khosravi and Farhang Ansari, who guided them through the mortgage process with confidence and clarity. The team's wealth of knowledge and experience made the process seamless.
Personalized Approach
The reviewers appreciated the personalized attention they received, which ensured their specific financial goals were met and exceeded. The team's commitment to excellence and clear communication made the process stress-free.
Exceptional Results
The reviewers praised the team's ability to deliver exceptional results, consistently exceeding expectations. The team's dedication, professionalism, and expertise made them the "gold standard" in mortgage services.
Recommendations
The reviewers highly recommended Dara Capital Group, praising their sincerity, knowledge, and helpfulness. They emphasized that the team is extremely knowledgeable and a delight to work with.
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