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Simplifying the mortgage process, one loan at a time.

At Latitude Lending, we are a team of professional mortgage lenders who know the Utah market and its lending programs inside out. Our mission is to provide clients with an experience that is like pressing the "easy" button for what can be a daunting and complicated matter for home ownership. We take pride in giving our clients straight talk, making it easier for them to understand the products and make the best selection for their mortgage loan.

Our Expertise

With over 20 years of experience in the mortgage and loan business, our team, led by Joe Libin, has earned a reputation as one of Utah's top mortgage professionals. We specialize in originating loans for residential homeowners and have helped hundreds of clients with their finances, credit, and mortgage needs. Our expertise spans a wide range of loan options, including FHA Loans, Conventional Loans, VA Loans, Jumbo Loans, Fixed-Interest Mortgages, Adjustable Rate Mortgages, Utah Housing, Construction Loans, and USDA Loans.

Our Approach

At Latitude Lending, we take a customer-centric approach to mortgage lending. We believe in taking the time to understand our clients' unique situations and providing them with the best advice available. We work diligently to carefully assess the borrower's circumstances and the loan market, and then apply the necessary documents to ensure a smooth and hassle-free process. Our focus is on getting our clients the lowest cost possible, and we work tirelessly to achieve that goal.

Why Choose Us

Our clients trust us because we are dedicated to helping them achieve their financial goals. We are reliable, honest, and committed to providing top-notch customer service. We take the time to answer all our clients' questions and ensure they understand the process before signing. We pride ourselves on our ability to simplify the mortgage process, making it easy and convenient for our clients.

Meet Joe Libin

Joe Libin is a Residential Mortgage Specialist with over 20 years of experience in the mortgage and loan business. He has helped hundreds of clients with their finances, credit, and mortgage needs. Joe is an avid skier, scuba diver, and golfer, and loves to travel with his wife Jeni and son Jack. He graduated from Pepperdine University with a bachelor's degree in Economics in 1991.

Reviews
Positive: Joe is praised for his exceptional communication, professionalism, and personalized service, resulting in successful mortgage outcomes.

Exceptional Mortgage Expertise and Service

Communication and Responsiveness

The reviewers praised Joe's exceptional communication skills, responsiveness, and availability. Many mentioned how he was always prompt in responding to their questions and concerns, making the mortgage process seamless and stress-free.

Professionalism and Expertise

Reviewers highlighted Joe's professionalism, knowledge, and expertise in the mortgage industry. They appreciated his ability to explain complex information in a clear and concise manner, making them feel informed and confident throughout the process.

Personalized Service and Guidance

Many reviewers praised Joe's personalized approach, taking the time to understand their unique situations and providing tailored guidance. They felt that he had their best interests in mind and was willing to go the extra mile to ensure they got the best possible outcome.

Results and Outcomes

Reviewers reported achieving excellent results, including competitive rates, low fees, and successful mortgage applications. They credited Joe's expertise and guidance for helping them achieve their goals, whether it was purchasing a new home or refinancing an existing mortgage.

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