Business Details
26 Years
experience
Emergency
services
Your Trusted Mortgage Partner in Lake Oswego
Founded in 2000, Mortgage Monkey has redefined the mortgage lending experience by prioritizing personalized service over impersonal algorithms. Our approach combines over two decades of industry expertise with a commitment to making home financing accessible and stress-free. We specialize in tailoring loan programs to individual financial situations, serving clients across all credit profiles and backgrounds. Our team's deep understanding of regional markets in Oregon, Washington, and Arizona enables us to provide localized solutions with national standards. We maintain 24/7 availability to address client needs during critical moments in the home buying process.Our founder's unique perspective, shaped by early career experiences in human resources and mortgage mentoring, informs our client-centric philosophy. We actively support diverse communities through partnerships with organizations like the Portland Gay Mens Chorus and Cascade AIDS Project. Our track record includes over 200 handwritten client thank-you cards, testament to our dedication to exceptional service. We operate as a registered name of Vantage Mortgage Group, maintaining NMLS licensing compliance while preserving our distinct brand identity. Our commitment to transparency and education helps clients navigate complex mortgage decisions with confidence.
Services
Mortgage Brokerage
Refinancing Services
FHA Loan Processing
VA Loan Assistance
Investment Property Loans
Credit Counseling
Jumbo Loan Programs
Debt Consolidation
Home Purchase Loans
Community-Focused Lending
Details
- Year established: 2000
Highlights and features
- We offer 24/7 availability during critical home buying moments.
- Our team has over 20 years of mortgage industry experience.
- We specialize in serving the LGBTQA+ community with sensitivity.
- We provide personalized loan programs for complex credit situations.
- We've received over 200 handwritten client thank-you cards.
What people say
24/7 availability
Personalized approach
Stress-free process
Expert guidance
Community support
Services
Mortgage Brokerage
We provide comprehensive mortgage brokerage services connecting clients with optimal loan programs. Our expertise covers conventional, FHA, and VA loans with personalized rate comparisons. We guide clients through pre-approval, document preparation, and closing processes while maintaining NMLS compliance.
Refinancing Services
Our refinancing specialists analyze clients' current mortgages to identify savings opportunities. We evaluate equity positions, credit improvements, and market rates to determine optimal refinance timing. Clients benefit from customized scenarios showing potential savings in monthly payments and loan terms.
Credit Counseling
We offer specialized credit counseling to address complex financial histories. Our approach focuses on explaining credit reports' impact on loan eligibility while developing improvement strategies. We help clients understand how different loan programs treat credit challenges and what documentation strengthens applications.
Community Lending
Our community lending program prioritizes support for underrepresented homebuyers. We provide culturally competent guidance for LGBTQA+ clients and first-time buyers. We partner with local organizations to offer educational resources and connect clients with down payment assistance programs.
Investment Loans
We specialize in investment property financing with expertise in portfolio lending and multi-unit properties. Our services include cash flow analysis, rental income verification, and portfolio optimization strategies. We help clients build wealth through real estate investments with tailored loan structures.
People
Gary Boyer
Certified Mortgage Planner
With over 20 years in mortgage lending, Gary founded Mortgage Monkey to transform home financing experiences. He combines financial expertise with personalized service, holding NMLS #57785. Gary actively supports Portland's LGBTQ+ community through local organizations.
Questions
What makes Mortgage Monkey different from banks?
We offer personalized service with 24/7 availability, unlike traditional banks' rigid processes. Our independent broker status provides access to multiple lenders' programs.
How do you help clients with credit challenges?
We specialize in explaining complex credit situations to lenders and finding programs that match individual circumstances rather than relying on automated score cutoffs.
Do you work with first-time homebuyers?
Yes, we guide first-time buyers through every step, explaining loan options and connecting them with down payment assistance programs when available.
Are your services available after business hours?
Our team provides 24/7 support during critical home buying periods, including weekends and evenings when real estate transactions often occur.
How are you involved in the local community?
We actively support organizations like the Portland Gay Mens Chorus and Cascade AIDS Project, reflecting our commitment to diverse communities.
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