Business Details
31 Years
experience
Your Trusted Health Insurance Partner in Boise, ID
At Craig-Craig-Howard Insurance, we have dedicated over 30 years to simplifying health insurance for individuals, families, and small businesses. Our team of seasoned experts brings genuine care and hands-on guidance to Medicare, individual, and small group plans, prioritizing personalized solutions over automated systems. Founded in 1995, our agency was built on the principle that real people deserve transparent, ethical service tailored to their unique needs.With decades of combined experience, we focus on educating clients, comparing coverage options without brand bias, and maintaining long-term relationships rooted in trust. Our commitment to local communities across Idaho and Oregon ensures clients receive localized expertise and unwavering support throughout their insurance journey.
Services
Medicare Insurance
Small Group Insurance
Individual Health Insurance
Affordable Care Act Plans
Open Enrollment Assistance
Details
- Year established: 1995
Highlights and features
- We offer over 30 years of dedicated health insurance expertise.
- Our team provides real-person service with no automated call systems.
- We partner with all major Idaho and Oregon insurance providers.
- We guarantee free, unbiased consultations for all clients.
- Our advisors have specialized Medicare and ACA knowledge.
What people say
Excellent at quickly sizing up needs
Genuine care and expert insight
Amazing help and kindest people
Eliminated all uncertainty
Best thing we've done
Services
Medicare Insurance
We specialize in Medicare enrollment and plan selection, focusing on education and personalized guidance. Our experts help clients understand enrollment timelines, compare plan options, and optimize coverage for retirement transitions. With dedicated advisors available year-round, we ensure clients maintain appropriate coverage through annual reviews and Open Enrollment check-ins.
Small Group Insurance
Our team designs cost-effective health insurance packages for small businesses, balancing employee needs with budget constraints. We assist with plan selection, compliance requirements, and enrollment logistics while offering ongoing support for policy adjustments. Our services include competitive benefits analysis and streamlined implementation through online systems.
Individual Health Insurance
We help individuals navigate health insurance changes due to relocation, job transitions, or life events. Our advisors explain Special Enrollment Period qualifications, compare marketplace options, and ensure coverage continuity. Free consultations focus on matching personal health needs with appropriate policy features and provider networks.
Affordable Care Act Plans
Our specialists provide ACA-compliant coverage options with emphasis on subsidy eligibility and essential benefits. We help clients understand metal tier classifications, prescription coverage variations, and preventive care provisions while ensuring compliance with federal regulations and reporting requirements.
Open Enrollment Assistance
We offer comprehensive plan reviews during annual Open Enrollment periods, analyzing existing coverage effectiveness and identifying better-suited alternatives. Our team explains policy changes, compares new options, and facilitates seamless transitions while maintaining continuous coverage throughout the process.
People
Curtis Craig
Co-Founder
Licensed since 2003 with Medicare specialization since 2006, Curtis focuses on long-term client relationships through education and personalized plan selection. He graduated from Utah State University and actively engages in Idaho's outdoor community.
Marcia Benton
Health Insurance Agent
With over 20 years of experience, Marcia specializes in Medicare and ACA plans while serving as a NABIP member. A Treasure Valley native, she excels at simplifying complex insurance decisions for individual and small business clients.
Morgan Benton
Agent & Account Manager
Licensed agent with three years of experience in Medicare and individual insurance, Morgan combines customer service expertise with policy management skills. She holds a Sign Language Studies degree and brings inclusive communication practices to client interactions.
Katelynne Abel
Customer Service Specialist
Transitioning to health insurance in 2023 after five years in customer service, Katelynne focuses on client education and accessibility. Currently studying marketing at Boise State University, she works to improve community understanding of insurance complexities.
Questions
Why don't I have to pay for your insurance advice?
We receive commissions from insurance companies when clients select policies through us. This allows us to provide free, unbiased guidance while prioritizing your best interests.
How do you determine the best coverage for my situation?
We analyze your specific needs, budget, and lifestyle factors while comparing options across all major providers to find your optimal coverage match.
Can I get health insurance outside open enrollment periods?
Yes, qualifying life events like job loss, relocation, or family changes may grant Special Enrollment Periods for policy updates.
Do your insurance prices differ from direct provider rates?
No, policy costs remain identical whether you work with us or enroll directly. Our advisory service adds value without affecting premiums.
How quickly can I get enrolled in a new plan?
Our streamlined process typically completes enrollments within 1-3 business days through phone consultations and electronic documentation.
