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Business Details
50 Years
experience
Trusted Insurance Solutions in Florence, KY
Adkisson Insurance has been a trusted name in the insurance industry since 1976, founded by Bill Adkisson and later joined by his son Steve in 1981. Under the leadership of current owner Stephen Appenfelder, who acquired the agency in 2020, we continue to prioritize personalized service and community engagement. Our team of experienced professionals is dedicated to providing comprehensive insurance solutions tailored to individual and business needs, including personal insurance, business insurance, employee benefits, and surety bonds. We operate as an independent agency, offering products from top-rated carriers such as Liberty Mutual and Grange, ensuring clients have access to diverse coverage options.

Our commitment to excellence has earned us recognition, including being named a Liberty Mutual Elite Agent and receiving local accolades like the Alignable 2022 Florence Business Person of the Year. We serve clients in Florence, KY, and across multiple states, combining local expertise with nationwide reach. Our focus remains on building long-term relationships, delivering exceptional customer service, and supporting the communities we serve through sponsorships and local initiatives.
Services
Personal Insurance Business Insurance Employee Benefits Surety Bonds Home Insurance Auto Insurance Cyber Liability Insurance Commercial Umbrella Insurance Group Health Insurance Wedding Insurance
Details
  • Year established: 1976
Highlights and features
  • We offer over 45 years of experience in the insurance industry.
  • Our team provides personalized insurance solutions tailored to your unique needs.
  • We are committed to community involvement and local service excellence.
  • Our independent agency status gives you access to multiple top-rated carriers.
  • We received the Liberty Mutual Elite Agent distinction in 2022.
What people say
Knowledgeable and friendly team Found us a great insurance program Compassionate and family-oriented Super knowledgeable about insurance Saved $2K on auto insurance
Services
Personal Insurance
We provide comprehensive personal insurance solutions to protect your home, vehicles, and valuable assets. Our policies include home insurance, auto insurance, and specialized coverage for high-value items like collector cars and fine art. With options for flood insurance, umbrella policies, and cyber liability, we help individuals safeguard their financial well-being against unexpected events while ensuring compliance with legal requirements.
Business Insurance
Our business insurance offerings protect companies of all sizes through tailored solutions like business owners policies, cyber liability coverage, and workers' compensation. We address risks related to property damage, liability claims, business interruptions, and professional errors, ensuring businesses maintain operational continuity. Our expertise spans industries including dental offices, churches, nonprofits, and technology firms.
Employee Benefits
We design employee benefits packages to attract and retain talent, including group health, dental, vision, and voluntary benefits. Our solutions help employers meet workforce needs while balancing cost-effectiveness. We also offer retirement plans like 401(k)s and disability insurance, ensuring comprehensive support for employees' financial security and well-being.
Surety Bonds
We specialize in surety bonds that provide financial guarantees for contractual obligations, including bid bonds, performance bonds, and payment bonds. These are essential for contractors and businesses requiring assurance of project completion or compliance with regulations. Our team helps clients secure bonds for government contracts and private projects across multiple industries.
Cyber Liability Insurance
Our cyber liability insurance protects businesses from risks associated with data breaches, unauthorized access, and digital threats. Coverage includes costs related to data recovery, legal defense, regulatory fines, and customer notifications. We help organizations implement risk management strategies to safeguard sensitive information and maintain compliance with industry standards.
People
Stephen Appenfelder
President
Stephen Appenfelder acquired Adkisson Insurance in 2020, expanding its team and services while maintaining its community-focused approach. With extensive industry experience, he specializes in providing personalized insurance solutions and has earned recognition as the Alignable 2022 Florence Business Person of the Year.
Eric Beckman
Risk Advisor
Eric Beckman serves as a Risk Advisor at Adkisson Insurance, leveraging his expertise to help clients identify and mitigate potential threats. He works closely with individuals and businesses to develop customized insurance strategies that align with their specific needs and long-term goals.
Questions
What types of insurance does Adkisson Insurance Agency offer?
We offer personal insurance, business insurance, employee benefits, and surety bonds, including specialized coverage for homes, autos, cyber liability, and commercial operations.
Are you licensed to operate outside Kentucky?
Yes, we are licensed in CA, FL, IN, IA, KY, MI, NV, OH, TN, WA, and WV, serving clients across these states with local expertise and nationwide options.
How can I file a claim?
Start the process by reporting your claim through our Service Center online or contact us directly at 859-341-2663 for immediate assistance.
Do you offer 24/7 customer support?
Our office hours are 8:00 AM to 4:30 PM Monday-Friday. For urgent matters outside these hours, contact us directly for emergency assistance.
Can I get a free insurance quote?
Yes, request a free quote online for personal, business, or employee benefits coverage tailored to your specific needs and budget.
What makes you different from other agencies?
As an independent agency with 45+ years of experience, we combine local service excellence with access to multiple top-rated carriers and personalized risk management solutions.