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PENNTECH COMMUNITY FEDERAL CREDIT UNION PENNTECH COMMUNITY FEDERAL CREDIT UNION
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Your Trusted Financial Partner in Johnsonburg, PA
PENNTECH COMMUNITY FEDERAL CREDIT UNION has been dedicated to providing personalized financial solutions to our members since our founding. We specialize in a wide range of services including competitive vehicle loans, personal loans, share certificates, and robust online banking tools designed to meet the diverse needs of our community. Our team of experienced professionals is committed to delivering exceptional service and fostering long-term relationships built on trust and reliability. We pride ourselves on offering low-interest credit card options with 24/7 fraud protection, refinancing opportunities for existing loans, and educational resources like the Smart Option Student Loan Program in partnership with Sallie Mae.

With convenient access to accounts through our Internet Teller platform and semi-annual statement mailings, we ensure our members maintain full control over their financial health. Our competitive rates on share certificates and flexible repayment terms reflect our ongoing commitment to financial empowerment. Located in Johnsonburg, Pennsylvania, we serve our members from our main office with dedicated hours Monday through Friday. Our history of community-focused banking continues to evolve while maintaining the core values that have defined our institution. We remain steadfast in our mission to provide accessible, transparent, and innovative financial services tailored to each member's unique circumstances.
Services
Vehicle Loans Personal Loans Share Certificates Online Banking Student Loans Refinancing Credit Cards Mortgage Loans Investment Services Insurance Products
Highlights and features
  • We offer vehicle loans with APRs as low as 4.15% for new vehicles
  • Our 24/7 fraud protection safeguards your credit card transactions
  • We provide refinancing options for existing vehicle loans
  • Our Internet Teller platform enables convenient online account management
  • We maintain competitive share certificate rates up to 4.00% APY
Update Listing
Services
Vehicle Loans
We provide competitive financing options for new and used vehicles including cars, motorcycles, boats, and ATVs. Our rates start at 4.15% APR for new vehicles and 5.35% APR for used vehicles with flexible repayment terms up to 7 years. Our refinancing program helps members reduce payments on existing vehicle loans.
Share Certificates
Our fixed-term share certificates offer guaranteed returns with terms ranging from 6 months to 24 months. Current rates range from 3.25% to 4.00% APY with a minimum deposit requirement of $500. These low-risk investment options help members grow their savings predictably.
Personal Loans
We offer unsecured personal loans up to $12,000 with repayment terms up to 5 years. Our competitive 12.50% APR makes it affordable to finance unexpected expenses or consolidate debt. Refinancing options are available at 12.75% APR for existing loans.
Online Banking
Our Internet Teller platform provides 24/7 access to account management tools including fund transfers, balance checks, and transaction history. Members can securely manage checking and savings accounts from any internet-connected device with real-time updates and multi-factor authentication.
Student Loans
Through our partnership with Sallie Mae, we offer the Smart Option Student Loan Program to help members finance educational expenses. This program provides competitive rates and flexible repayment options for students pursuing higher education at accredited institutions.
Questions
What types of vehicle loans do you offer?
We offer financing for new and used vehicles including cars, motorcycles, boats, ATVs, and campers with APRs starting at 4.15% for new vehicles.
How can I access my account online?
Visit our website and use our Internet Teller platform with your credentials to check balances, transfer funds, and view transaction history 24/7.
Do you offer refinancing options?
Yes, we provide refinancing for existing vehicle loans with competitive rates starting at 4.15% APR for qualified borrowers.
What share certificate terms are available?
We offer terms from 6 months to 24 months with rates up to 4.00% APY and minimum deposits of $500.
Are student loans available through your credit union?
Yes, we partner with Sallie Mae to provide the Smart Option Student Loan Program for educational expenses.
What are your business hours?
We're open Monday, Wednesday, and Friday 8:30 AM-4:00 PM, Tuesday and Thursday 8:30 AM-12:30 PM.