Empowering Homeownership, One Mortgage at a Time
At Orange County Mortgage, we understand that navigating the complex world of mortgage financing can be overwhelming. That's why our team of experienced professionals is dedicated to providing personalized guidance and expert advice to help you achieve your home ownership goals. For over 20 years, we have been committed to delivering exceptional customer service and tailored mortgage solutions that meet the unique needs of our clients.
Our Mission
Our mission is to empower homeowners and real estate investors to achieve their long-term investment dreams. We believe that everyone deserves a place to call their own, and we're passionate about helping our clients navigate the mortgage process with confidence and clarity. Our team of experts is dedicated to providing personalized support and expert guidance every step of the way.
Our Services
At Orange County Mortgage, we offer a comprehensive range of mortgage services designed to cater to the diverse needs of our clients. Whether you're a first-time homebuyer, seasoned homeowner, or real estate investor, we have the expertise and resources to help you achieve your goals. Our mortgage services include:
- Conventional Purchase and Refinance Loans
- Reverse Mortgage Refinance and Purchase
- VA Purchase and Refinance Loans
- FHA Purchase and Refinance Loans
- Cashout Refinance and Streamline Loans
Why Choose Us
At Orange County Mortgage, we're committed to delivering exceptional customer service and personalized support to our clients. Our team of experts has decades of experience in the mortgage industry, and we're dedicated to staying up-to-date on the latest loan programs and industry trends. We take pride in our ability to adapt to changing market conditions and lending guidelines, ensuring that our clients have access to the best possible mortgage solutions.
Meet Our Team
Our team of mortgage professionals is dedicated to delivering exceptional customer service and personalized guidance to our clients. Meet our team leaders:
- Patrick Maloof, Broker: With decades of hands-on experience, Patrick is dedicated to identifying the best mortgage solutions for his clients.
- Phil Arrabaca, Mortgage Consultant: Phil brings years of mortgage industry experience and a passion for educating his clients on the mortgage process.
- Wallace Rodecker, Mortgage and Real Estate Consultant: With decades of real estate industry experience, Wallace possesses extensive mortgage and real estate transaction expertise.
Excellent Experience with Phil Arrabaca at Orange County Mortgage
Professionalism and Expertise
Reviews praise Phil Arrabaca's exceptional professionalism, expertise, and knowledge in the mortgage industry. He is commended for his ability to explain complex processes in a clear and concise manner, making clients feel comfortable and informed throughout the loan process.
Communication and Responsiveness
Phil is highly responsive, returning calls and emails promptly, and keeping clients updated on the progress of their loan applications. His open line of communication and willingness to answer questions have earned him high praise from clients.
Personalized Service
Clients appreciate Phil's personalized approach, taking the time to understand their unique situations and providing tailored solutions. His patience, empathy, and dedication to finding the best options for his clients have earned him a stellar reputation.
Trust and Recommendation
Clients trust Phil implicitly, praising his honesty, integrity, and commitment to their best interests. Many reviewers have stated that they would highly recommend Phil and Orange County Mortgage to friends and family.

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