Business Details
37 Years
experience
Your Mortgage Credit Report Experts
ISC has been a trusted provider of mortgage credit reports for over 34 years, establishing itself as a leader in the industry through unwavering commitment to customer service and reliability. Our expertise spans a comprehensive suite of services, including credit reports, supplements, verifications, and innovative solutions like credit simulation and rapid rescoring. With a track record of generating over 5.2 million reports and serving 4,000+ lenders and brokers, we prioritize tailored support to meet the unique needs of our clients. Our industry-leading turnaround times ensure faster results, enabling lenders to streamline processes and close loans efficiently. Backed by decades of experience, our team delivers creative solutions to address complex credit challenges, empowering lenders to achieve qualified loans with confidence.From trended credit reports to borrower verification products, we integrate cutting-edge technology with personalized service, ensuring seamless compatibility with leading loan origination systems. Our dedication to excellence is reflected in our reputation as a dependable partner, offering transparent communication and actionable insights to elevate mortgage businesses. By combining speed, accuracy, and expertise, we help lenders navigate evolving industry demands while maintaining compliance and trust. Our focus on continuous innovation ensures clients stay ahead in a competitive market, supported by a proven track record of reliability and client-centric values.
Services
Mortgage Credit Reports
Credit Supplements
Rapid Rescoring
Borrower Verifications
Soft Pull Reports
Details
- Year established: 1989
Highlights and features
- 34+ years of specialized expertise in mortgage credit reporting.
- Fastest turnaround times in the industry for critical services.
- Tailored credit planning and simulation tools for borrower success.
- Served 4,000+ lenders and brokers with reliable, lender-approved reports.
- Seamless LOS integrations and innovative solutions for complex challenges.
What people say
Most reliable provider
Fast turnaround times
Tailored solutions
Seamless integrations
Expert support
Services
Mortgage Credit Reports
ISC provides comprehensive, lender-approved mortgage credit reports designed for accuracy and compliance. Our tri-merge reports integrate seamlessly with loan origination systems, offering trended data to help lenders make informed decisions. With a 34-year reputation for reliability, we deliver detailed insights to streamline the lending process.
Credit Supplements
Our industry-leading credit supplements are completed within hours, addressing specific borrower needs. These reports enhance existing credit data with up-to-date information, ensuring lenders have the most current details to evaluate loan applications efficiently and effectively.
Rapid Rescoring
ISC's rapid rescoring service helps borrowers boost their credit scores within days. By collaborating closely with lenders, we identify actionable steps to resolve discrepancies, maximizing approval potential while maintaining compliance with industry standards and regulations.
Borrower Verifications
We offer end-to-end verification products to validate borrower information quickly. From income and employment checks to criminal background and eviction reports, our solutions ensure accuracy and compliance, reducing risk for lenders and accelerating loan approvals.
Soft Pull Reports
Our soft pull credit reports enable lenders to preapprove borrowers without impacting credit scores. These tools provide accurate assessments of creditworthiness, allowing lenders to confidently extend prequalification offers while maintaining a seamless, borrower-friendly experience.
Questions
What services does ISC offer for mortgage lenders?
ISC provides mortgage credit reports, credit supplements, rapid rescoring, borrower verifications, and soft pull reports tailored for lenders.
How quickly are ISC's credit supplements completed?
Credit supplements are completed within hours, ensuring timely support for lenders and borrowers.
Can ISC help improve a borrower's credit score?
Yes, our rapid rescoring service works with lenders to boost scores within days through targeted solutions.
Do ISC's reports integrate with loan origination systems?
Yes, our tri-merge credit reports are designed for seamless integration with leading LOS platforms.
