Business Details
28 Years
experience
Your Trusted Bankruptcy & Estate Planning Attorney in Tucson
Founded in 1998, our law firm has dedicated over 25 years to providing compassionate legal representation in bankruptcy, wills, estates, and mortgage issues. Our practice is built on the principle of delivering personalized attention to each client, ensuring they feel valued and supported during challenging times. With extensive experience in Chapter 7 and Chapter 13 bankruptcies, we help individuals and families achieve financial relief while maintaining the highest ethical standards. Our founder, Ronald Ryan, brings decades of expertise in consumer bankruptcy law, including national recognition for challenging securitized mortgage loans.We prioritize client education, transparent communication, and practical solutions tailored to each unique situation. Our commitment extends beyond courtroomswe advocate for consumer rights through active participation in national legal associations and legislative efforts. By combining legal proficiency with genuine care, we aim to transform complex legal processes into manageable pathways toward financial stability.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Wills and Estates
Mortgage Modification
Debt Relief Solutions
Details
- Year established: 1998
Highlights and features
- We offer 25+ years of specialized bankruptcy law experience
- Our founder personally handles all client consultations and cases
- We provide customized debt relief strategies for individual circumstances
- We combine legal expertise with empathetic client support
- We offer reduced fee options for qualifying low-income clients
What people say
Professional and knowledgeable
Personalized attention
Helped save home
Clear legal explanations
Compassionate representation
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides immediate debt relief through asset liquidation exemptions. This process stops creditor harassment, wage garnishments, and foreclosure proceedings while eliminating qualifying debts. Our firm specializes in helping clients achieve financial fresh starts through strategic Chapter 7 filings.
Chapter 13 Bankruptcy
Chapter 13 allows debt consolidation into manageable payments while protecting assets. This structured repayment plan stops foreclosure, reduces interest rates on secured debts, and provides up to five years to resolve financial obligations while maintaining legal protections.
Mortgage Modification
Our mortgage modification services help homeowners reduce payments through principal reduction, interest rate adjustments, and arrears management. We specialize in combining these modifications with bankruptcy protections to create sustainable housing solutions for clients facing foreclosure.
Student Loan Relief
We provide comprehensive student loan relief strategies including income-driven repayment plans, disability discharges, and public service loan forgiveness. Our approach combines federal programs with bankruptcy strategies to address both federal and private student loan burdens.
Wills and Estates
Our estate planning services create comprehensive legal frameworks for asset distribution and healthcare directives. We help clients establish wills, trusts, and power of attorney documents tailored to their family's needs and financial circumstances.
People
Ronald Ryan
Attorney at Law
Licensed Arizona attorney with 29+ years of experience in bankruptcy and consumer law. Graduated from South Texas College of Law in 1986 and Occidental College in 1981. Recognized nationally for mortgage loan analysis expertise.
Questions
What bankruptcy chapter is right for my situation?
During your free consultation, we'll analyze your debts, income, and assets to recommend Chapter 7 liquidation or Chapter 13 repayment based on your specific financial circumstances.
Can bankruptcy stop my home foreclosure?
Yes, filing either Chapter 7 or Chapter 13 immediately triggers an automatic stay that halts foreclosure proceedings and gives you time to develop a solution.
How does mortgage modification work with bankruptcy?
We can combine Chapter 13 bankruptcy with mortgage modification to reduce payments, eliminate second liens, and create sustainable repayment plans while protecting your home.
What debt relief options exist for student loans?
We offer strategies including income-driven repayment plans, disability discharges, and loan forgiveness programs, combined with bankruptcy protections where applicable.
What are the qualifications for reduced fee bankruptcy?
Our reduced fee program applies to clients with total debt under $15,000 or debt under $20,000 and annual income below $20,000, subject to eligibility verification.
