Business Details
16 Years
experience
Your Trusted Partner for Financial Planning Solutions
Founded in 2010, Diligence Wealth Management has established itself as a client-focused financial services firm dedicated to personalized wealth-building solutions. Our approach prioritizes time and attention for each client, free from corporate quotas or agendas. We specialize in streamlining finances, educating clients on investment fundamentals, and fostering open dialogue where every question receives thoughtful consideration. Located in Roseville, CA, we operate as part of an agency of independent advisors managing over $260 million in assets. Our founder's entrepreneurial background and extensive financial expertise ensure tailored strategies for retirement planning, wealth management, and life insurance needs.With licenses including Series 7 and Series 66, we offer comprehensive services ranging from cash flow analysis to advanced tax planning. Our commitment extends beyond transactions - we guide clients through life's financial transitions while maintaining transparency about risk and reward tradeoffs. The firm's educational approach empowers clients to make informed decisions aligned with their unique circumstances. Our team combines institutional knowledge with personalized service, avoiding one-size-fits-all solutions in favor of customized strategies. This balance of professional rigor and individual attention has defined our decade-plus journey in wealth management.
Services
Financial Planning
Investment Management
Retirement Planning
Wealth Preservation
Tax Optimization
Life Insurance
Estate Planning
Small Business Services
Risk Assessment
Portfolio Management
Details
- Year established: 2010
Highlights and features
- We offer personalized wealth-building solutions tailored to individual life circumstances
- Our founder brings over a decade of experience in financial services and investment management
- We prioritize financial education and transparent communication with every client
- We combine institutional-grade resources with independent advisor flexibility
- Our fee-based model offers scalable services for different wealth management needs
Services
Financial Planning
Our financial planning service creates customized roadmaps for your financial future. We analyze cash flow, risk tolerance, and long-term goals to develop comprehensive strategies. Clients receive detailed assessments covering retirement projections, debt management, and insurance needs.
Investment Management
Professional investment management optimizes portfolio performance through strategic asset allocation. We provide ongoing portfolio rebalancing, tax reporting, and income distribution strategies tailored to your risk profile and financial objectives.
Retirement Planning
Specialized retirement planning addresses 401(k) transitions, pension options, and sustainable withdrawal strategies. We help clients navigate changing jobs, business retirement plans, and Social Security optimization for long-term financial security.
Wealth Preservation
Wealth preservation strategies protect assets through tax-efficient gifting, trust integration, and charitable giving plans. Our services include premium-financed life insurance solutions and legacy banking strategies for high-net-worth clients.
Small Business Services
Tailored financial solutions for small businesses include retirement plan setup, executive compensation strategies, and concentrated stock management. We help business owners separate personal and business finances while optimizing tax advantages.
People
Liz Daffner
Founder and Financial Advisor
With over a decade of experience, Liz Daffner founded Diligence Wealth Management to provide personalized financial solutions. Her background in finance and entrepreneurial experience with real estate investments informs her practical approach to wealth management.
Questions
What services does Diligence Wealth Management offer?
We provide financial planning, investment management, retirement planning, wealth preservation strategies, and small business financial services tailored to individual client needs.
How are your financial planning fees structured?
We offer a flat-fee $1,200 One & Done Financial Plan and tiered asset-based management fees starting at 1% annually for portfolios over $500,000.
What makes your approach different from other advisors?
We combine personalized service with institutional resources, focusing on financial education and customized solutions rather than standardized products.
Do you work with both individuals and businesses?
Yes, we serve families and small businesses with retirement planning, investment management, and tax optimization strategies tailored to each client's situation.
How do you handle investment management?
We offer proactive portfolio management including asset allocation, performance reporting, tax optimization, and regular rebalancing based on your specific financial goals.
