Business Details
50+ Years
experience
Your Trusted Financial Partner in Chicago
Founded in 1937, Chicago Firefighters Credit Union has dedicated over 85 years to serving Chicago's fire department employees and their families. As a member-owned financial cooperative, we prioritize community needs while maintaining federal insurance and competitive financial products. Our volunteer board ensures democratic governance, with every member having voting rights. We combine historical expertise with modern financial solutions, offering personalized services rooted in the credit union principle of 'People Helping People.' Our commitment to transparency and member benefits includes fee waivers, bonus dividends, and specialized financial education programs. 
Services
Share Accounts
Auto Loans
Home Equity Loans
Visa Credit Cards
Personal Loans
Details
- Year established: 1937
Highlights and features
- We've served Chicago firefighters for over 85 years with specialized financial expertise
- Our member-owned structure ensures profits return to account holders
- Volunteer board maintains community-focused decision making
- We offer competitive rates with personalized financial education resources
- Federal insurance protects deposits up to $250,000 per member
Associations and certifications
- National Credit Union Administration (NCUA)
- AARP BankSafe
What people say
Over 85 years experience
Competitive loan rates
Member-focused approach
Fee waivers available
Services
Share Accounts
Our Share Accounts offer members secure savings options with competitive dividends. Minimum $25 deposit opens an account, with monthly dividends on balances over $500. Regular shares maintain liquidity while building financial stability through federally insured growth.
Auto Loans
New and used vehicle financing available up to $100,000 with terms from 36-84 months. Credit-based rates start at 3.00% APR for qualified borrowers, including GAP insurance options. Recreational vehicle financing covers boats, motorcycles, and specialty vehicles.
Home Equity Loans
Home Equity Lines of Credit offer flexible borrowing up to 75% of available equity. Variable rates adjust quarterly with minimum $5,000 advances. Loan-to-value limits ensure responsible borrowing while maximizing property value potential.
Visa Credit Cards
Low-rate Visa credit cards feature 9.11% APR on purchases, balance transfers, and cash advances. No annual fees with credit limits up to $30,000. Security features include fraud monitoring and card management tools.
Personal Loans
Unsecured personal loans up to $30,000 with terms from 12-84 months. Credit-based rates starting at 3.25% APR provide flexible financing for debt consolidation, home improvements, or emergency expenses without collateral requirements.
People
Gloria L. Hnojsky
President/CEO
Gloria L. Hnojsky leads with decades of credit union experience, focusing on member advocacy and financial education. She champions community reinvestment initiatives while maintaining operational excellence.
Questions
Who can join Chicago Firefighters Credit Union?
Active and retired Chicago Fire Department employees, their immediate family members, and household relatives qualify for membership.
What loan rates do you offer for firefighters?
Firefighters receive preferential rates starting at 3.00% APR for auto loans and 7.25% APR for home equity products based on creditworthiness.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).
Do you charge monthly account fees?
We offer no monthly fee checking accounts and waive most convenience fees for active members with good standing.
How are decisions made at the credit union?
A volunteer board of directors elected by members makes all major decisions through democratic voting processes.
What financial education resources exist?
We provide free budgeting tools, credit counseling, and identity theft protection resources to help members achieve financial wellness.
