Business Details
10 Years
experience
Your Trusted Mortgage Broker in Lake Tahoe
Lake Tahoe Mortgage operates as an independent mortgage brokerage committed to delivering tailored loan solutions for homebuyers and refinancers. With access to a diverse network of national wholesale lenders, we specialize in conventional, government-backed, and specialty loan programs designed to meet unique financial needs. Our team combines technological innovation with personalized service, ensuring clients receive competitive rates and streamlined processes. Founded on principles of integrity and transparency, we prioritize clear communication and meticulous attention to detail throughout every transaction. Our father-daughter leadership team brings decades of combined expertise in finance and mortgage lending, offering strategic guidance for clients navigating complex real estate decisions.By maintaining partnerships with multiple lenders, we secure customized financing options that align with individual goals, whether for first-time homebuyers, veterans, or investors. Our commitment extends beyond closing, fostering long-term relationships built on trust and exceptional service. Recognized for our dedication to client education, we empower borrowers with the knowledge needed to make informed financial choices. Located in Lake Tahoe, we serve local and regional markets with a deep understanding of community-specific housing dynamics. Our track record of successful transactions and client testimonials underscores our position as a trusted advisor in the mortgage industry.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Non-QM Loans
Construction Loans
Reverse Mortgages
Details
- Year established: 2016
Highlights and features
- We offer personalized mortgage guidance from a father-daughter team with decades of industry experience.
- Our access to multiple national wholesale lenders ensures competitive rates and flexible loan options.
- We provide transparent communication and detailed explanations throughout the entire lending process.
- Our expertise includes specialized programs for first-time homebuyers, veterans, and unique financial situations.
- We combine technological innovation with local market knowledge to simplify mortgage transactions.
What people say
Seamless process
Expert financial advice
Quick responses
Stress-free transactions
Personalized solutions
Services
Conventional Loans
Conventional loans offer flexible terms for borrowers with strong credit profiles. These mortgages require private mortgage insurance for down payments under 20%. Our team helps clients access competitive rates through multiple lender partnerships while explaining all program requirements clearly.
VA Loans
VA loans provide 100% financing for eligible military members and veterans. We specialize in navigating VA guidelines to help clients understand benefits like reduced closing costs and no mortgage insurance requirements while ensuring compliance with eligibility criteria.
Reverse Mortgages
Reverse mortgages allow homeowners aged 62+ to convert equity into funds without monthly payments. We explain program details thoroughly, including how interest accrual affects equity and how these loans impact long-term financial planning for retirement.
Construction Loans
Our one-time close construction loans simplify the building process by combining construction and permanent financing. We guide clients through documentation requirements and help manage timelines while coordinating with builders and contractors throughout the project.
Jumbo Loans
Jumbo loans serve high-value property purchases exceeding conventional loan limits. We connect clients with specialized lenders offering financing up to $30 million while explaining unique underwriting requirements and competitive rate options.
People
Steve Bennett
Broker/Owner
Steve Bennett founded Lake Tahoe Mortgage in 2016 after 35+ years in Lake Tahoe. As a CPA and entrepreneur, he specializes in strategic mortgage planning for complex financial situations, serving clients with personalized solutions and market expertise.
Meredith Herr
Loan Originator
Meredith Herr joined Lake Tahoe Mortgage in 2020 after 10 years in corporate accounting. She focuses on first-time homebuyers and women investors, providing holistic loan solutions while leveraging her MBA and local market knowledge to simplify the mortgage process.
Questions
What mortgage loan options do you offer?
We offer conventional, FHA, VA, USDA, jumbo, non-QM, construction, and reverse mortgages through multiple national lenders.
How do you help clients find the best rates?
We access wholesale lender networks to compare programs and negotiate competitive rates tailored to each client's financial situation.
Are there special programs for first-time homebuyers?
Yes, we offer FHA loans with 3.5% down and local programs specifically designed for first-time homebuyers.
How does the mortgage application process work?
We start with a consultation to understand your goals, then provide pre-approval options before shopping lenders for the best terms.
Can you help with mortgage refinancing?
Yes, we specialize in refinancing solutions to help clients reduce rates, change loan terms, or access home equity.
What areas do you serve?
We primarily serve Lake Tahoe, Reno, Incline Village, and surrounding Sierra Nevada communities.
