Business Details
39 Years
experience
Trusted Mortgage Lending Services in Bellevue, WA
Evergreen Home Loans has been a trusted leader in the mortgage industry since 1987, founded on the principle of delivering reliable service with no surprises. Our team of experts specializes in a comprehensive range of loan products, including fixed-rate, adjustable-rate, FHA, VA, USDA, and jumbo loans, tailored to meet the unique needs of first-time and repeat homebuyers. With a proven track record of 98% on-time closings and a 4.93/5 customer satisfaction score, we combine cutting-edge digital tools with personalized support to streamline the homebuying process. Our Security Plus Seller Guarantee, now offering a $10,000 assurance, sets us apart by giving buyers a competitive edge in todays market.Recognized as a top 10 company for customer satisfaction and a best place to work, we serve 21 states with 51 branch offices and 450 dedicated professionals. Our culture of empowerment drives us to continuously improve the customer experience while maintaining transparency and ethical standards. Through the Evergreen Cares Foundation, we actively support community initiatives, reflecting our commitment to both our clients and society. With over three decades of experience, we remain focused on helping families achieve homeownership and build generational wealth.
Services
Home Purchase Loans
Refinance Loans
Construction Loans
HELOC
Security Plus Seller Guarantee
FHA Loans
VA Loans
Jumbo Loans
USDA Loans
Details
- Year established: 1987
Highlights and features
- We offer 30+ years of mortgage expertise with a 98% on-time closing rate.
- Our Security Plus Seller Guarantee provides a $10,000 assurance for competitive offers.
- We combine digital tools with personalized support for a seamless homebuying experience.
- We serve 21 states with 51 branch offices and 450 dedicated loan professionals.
- Recognized as a top 10 company for customer satisfaction and a best place to work.
What people say
Speedy process
Excellent communication
Easy to deal with
On-time closing
Strong seller guarantee
Services
Home Purchase Loans
We provide tailored home purchase loans for first-time and repeat buyers, including fixed-rate, adjustable-rate, FHA, VA, USDA, and jumbo options. Our experts guide you through the process from preapproval to closing, ensuring competitive rates and personalized support. With a 98% on-time closing rate, we prioritize reliability and customer satisfaction.
Refinance Loans
Our refinance solutions help homeowners save money or consolidate debt through fixed-rate, adjustable-rate, FHA streamline, and VA options. We simplify the process with digital tools and expert guidance, ensuring you secure the best terms for your financial goals while maintaining transparency and trust.
Construction Loans
We offer construction loans for new homes or renovations, including construction-to-permanent and renovation-specific options. Our team assists with financing from planning to completion, ensuring competitive rates and tailored support for your projects unique needs.
HELOC
Our home equity lines of credit (HELOC) provide flexible financing for home improvements, debt consolidation, or other needs. With competitive rates and personalized terms, we help you leverage your homes equity while maintaining affordability and transparency.
Security Plus Seller Guarantee
This unique program strengthens buyer offers with a $10,000 seller-backed guarantee, increasing acceptance chances in competitive markets. It ensures timely closings and builds trust between buyers and sellers, reflecting our commitment to innovative solutions and customer success.
People
Don Burton
Founder and CEO
Don Burton founded Evergreen Home Loans in 1987, emphasizing reliability and transparency. With over 30 years in the industry, he champions industry reforms and leads a team of 450 professionals across 21 states.
Tamra Rieger
President
Tamra Rieger oversees Evergreens strategic goals, digital initiatives, and product innovation. With 27 years in mortgage lending, she has been recognized as a HousingWire HW Woman of Influence and Mortgage Star.
Robert Lipston
Executive Vice President, Head of Production
Robert Lipston brings 35+ years of mortgage industry experience, previously leading Flagstar Banks Pacific Northwest operations. Recognized as a Top 100 Most Influential Mortgage Executive, he focuses on sales and leadership.
Don Zender
Executive Vice President, Partner
Don Zender manages sales and strategic initiatives, closing over $3 billion in loans. A Top 100 Lender by Mortgage Originator magazine, he specializes in branch management and FHA lending.
Kari Hallowell
Chief Financial Officer
Kari Hallowell leads Evergreens financial operations with expertise in mortgage finance and risk management. Her leadership ensures fiscal stability and compliance across the organizations 21-state footprint.
Questions
How do I determine how much mortgage I can qualify for?
Contact one of our loan officers to assess your financial situation and provide an estimate based on your income, credit, and other factors.
What is mortgage insurance?
Mortgage insurance protects lenders against default and is required for certain loan types with low down payments.
What are closing costs?
Closing costs include fees for loan processing, appraisals, title searches, and other services required to finalize your mortgage.
What government-backed mortgages are available?
We offer FHA, VA, and USDA loans, each backed by federal agencies to support specific borrower groups.
How does the Security Plus Seller Guarantee work?
This program provides a $10,000 assurance to sellers, making your offer more attractive and increasing acceptance chances.
Can I refinance my home loan?
Yes, we offer refinance options to help you save money, consolidate debt, or adjust loan terms.
