Empowering You to Achieve Your Mortgage Goals
At Lending Concepts, we pride ourselves on being an education-based mortgage company that strives to offer you the ideal financing solution for your mortgage needs. With over 50 years of combined experience in the mortgage industry, we've seen it all, and we're dedicated to helping you achieve your goals. Our team of experienced loan officers, including Paige Solberg, Chris Merrill, Nita Carrillo, and Andrey Dimistrashuk, are committed to providing you with exceptional service and guidance throughout the mortgage process.
Our Mission
Our mission is to provide personalized mortgage solutions that cater to your unique needs and goals. We believe in building long-term relationships with our clients, and we're dedicated to helping you every step of the way. Whether you're a first-time homebuyer, a seasoned real estate investor, or anything in between, we're here to help you navigate the mortgage process with ease and confidence.
Our Services
We offer a wide range of mortgage loan options, including fixed-rate mortgages, FHA home loans, VA home loans, rehab loans, USDA loans, jumbo home loans, and more. Our team of experts will work closely with you to determine which loan program best fits your needs and budget. We also provide pre-approval services, allowing you to shop for your dream home with confidence.
Our Advantage
What sets us apart from other mortgage companies is our commitment to in-house processing. This means that your loan is both approved and funded locally, allowing us to be more flexible and efficient in our processing. Our exceptional rate of mortgages funded is a testament to our dedication to providing top-notch service and results.
Client Resources
We believe in empowering our clients with the knowledge and resources they need to make informed decisions about their mortgage. That's why we offer a range of client resources, including mortgage calculators, loan programs, and educational articles. Our goal is to educate and inform, so you can make the best decisions for your financial future.
Get Started Today
If you're ready to take the first step towards achieving your mortgage goals, we invite you to request a free consultation with one of our experienced loan officers. We're here to help you every step of the way, and we look forward to working with you.
Overall Satisfaction
The majority of reviewers were extremely satisfied with their experience, praising the loan officers for their excellent communication, patience, and problem-solving skills.
Loan Officers' Strengths
- Paige Solberg was highly praised for her exceptional service, industry knowledge, and ability to close difficult transactions.
- Chris Merrill was commended for his patience and ability to explain complex loan details.
- Arianna Sandoval was also praised for her professionalism and thoroughness.
Efficient Process
Many reviewers commented on the efficient and smooth process, thanks to the loan officers' expertise and communication skills.
Negative Experience
One reviewer had a negative experience, citing high fees and feeling misled by the lender.
Recommendations
The majority of reviewers would highly recommend the loan officers and the company to others, praising their exceptional service and expertise.

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