Business Details
Your Trusted Real Estate Partner in Orange County
At Ruths Realty, we pride ourselves on delivering personalized real estate solutions that prioritize our clients' needs above all else. With over two decades of experience as both a licensed real estate broker and loan officer, I have dedicated my career to simplifying the complexities of home buying, selling, and financing. My dual expertise allows me to streamline transactions by eliminating unnecessary intermediaries, ensuring a seamless process from start to finish. I approach every client relationship with unwavering honesty, even when difficult truths are required, and focus on aligning property options with both practical needs and budgetary constraints.Each client receives individualized attention, as I believe no one should feel like just another transaction number. My commitment extends beyond closing dealsI remain available to address questions and provide guidance long after the paperwork is complete. Whether you're a first-time buyer, seasoned investor, or navigating challenging circumstances like loan modifications, my goal remains the same: to advocate fiercely for your best interests while respecting the demands of your everyday life.
Services
Home Buying
Home Selling
Home Loans
Refinancing
Loan Modifications
Highlights and features
- Dual expertise as real estate broker and loan officer
- Eliminates communication barriers between brokers and lenders
- Honest guidance prioritizing client needs over commissions
- Personalized attention for every transaction
- 24/7 availability for client support
Associations and certifications
- California Department of Real Estate
- NMLS
What people say
Quick to respond
Caring about clients
Professionalism
Amazing person
Unbelievable responsiveness
Services
Home Buying
Guiding clients through every step of home acquisition, from initial search to closing. Specializing in matching buyers with properties that balance their needs, wants, and budget while providing expert market insights. Ensures smooth transactions through personalized support and industry expertise.
Home Selling
Maximizing property value through strategic marketing and pricing. Offers comprehensive listing services including market analysis, staging advice, and negotiation expertise. Streamlines the selling process while maintaining transparent communication throughout the transaction.
Home Loans
Providing direct mortgage solutions without intermediary complications. Combines real estate and lending expertise to simplify loan applications, improve approval chances, and secure favorable terms tailored to each client's financial situation.
Refinancing
Helping homeowners reduce monthly payments, shorten loan terms, or access equity through strategic refinancing. Evaluates current mortgage conditions against market opportunities to determine optimal refinancing timing and options.
Loan Modifications
Assisting distressed homeowners in restructuring existing mortgages to prevent foreclosure. Leverages deep industry knowledge to negotiate with lenders and create sustainable payment plans during financial hardships.
People
Ruth Maiten-Davison
Real Estate Broker / Loan Officer
Licensed broker and loan officer with 25+ years of experience. Combines real estate and mortgage expertise to simplify transactions. Known for honest guidance, personalized service, and unwavering client advocacy.
Questions
What real estate services do you offer?
We provide full-service residential real estate solutions including home buying, selling, refinancing, and mortgage services. Our dual expertise as both broker and loan officer streamlines the entire process.
How long have you been in the real estate industry?
With over 25 years of experience since obtaining my real estate license in 1995, I've helped clients with both standard transactions and complex situations like loan modifications.
What makes your approach different from other agents?
As both broker and loan officer, I eliminate communication barriers between departments. I prioritize client needs over commissions and provide continuous support throughout every transaction.
Do you work with first-time homebuyers?
Yes, I specialize in guiding first-time buyers through the process. I help balance their 'must-have' lists with budget realities while providing clear explanations of each transaction step.
Are you available for urgent questions?
Clients praise my 24/7 availability. Whether day, night, or weekends, I respond promptly to emails and calls to address concerns as they arise.
Can you help with out-of-state transactions?
Yes, I've successfully handled out-of-state purchases by maintaining clear communication through digital documentation and thorough explanation of remote transaction processes.
