Our Story
At Fortitude Real Estate Loans, we believe that everyone deserves a chance to own their dream home. With over 25 years of experience in the mortgage industry, we understand the importance of providing exceptional service and tailored loan solutions to meet our clients' unique needs. Our mission is to empower individuals and communities by providing real estate financing that makes a lasting impact.
Our Services
At Fortitude Real Estate Loans, we offer a wide range of loan options to suit your specific financial situation and goals. Whether you're looking to purchase a new home, refinance your existing loan, or need financing for a commercial property, we have the expertise and resources to guide you through the process.
Home Purchase
Buying a home is a significant milestone in anyone's life. That's why we're here to help you navigate the process with ease. Our knowledgeable and experienced team will work closely with you to understand your needs, provide recommendations, and help you find the best loan options that fit your budget and lifestyle.
Refinancing
Sometimes, refinancing your existing loan can help you save money, reduce your debt, or access cash for renovations or other purposes. We offer a range of refinancing options, including lower interest rates, shorter loan terms, and cash-out refinancing.
Commercial Loans
As a commercial property owner, you need financing solutions that meet your unique needs. Our commercial loan options cater to a variety of properties, including multi-family dwellings, mixed-use properties, and office buildings. We'll work with you to structure a loan that suits your business goals and financial requirements.
Loan Options
We understand that every individual's financial situation is unique, which is why we offer a range of loan options to cater to different needs. Our loan options include:
- Conventional Loans: Flexible terms and program benefits with down payments as low as 3%
- 30-Year Fixed Rate Mortgage: Steady monthly payments over a 30-year term
- 15-Year Fixed Rate Mortgage: Shorter loan term for more affordable payments
- Adjustable Rate Mortgage: An interest rate that changes according to the market
- Jumbo Loan: For loan amounts exceeding the FHA loan limit
- FHA Loan: For borrowers with credit scores above 580 and a 3.5% down payment
- FHA 203K Loan: For borrowers who need financing for renovation and purchase
Why Choose Us
At Fortitude Real Estate Loans, we pride ourselves on our commitment to delivering exceptional service, expert knowledge, and personalized attention to our clients. We're dedicated to understanding your unique needs and providing tailored loan solutions that meet your financial goals.
Contact Us
If you have questions or would like to learn more about our loan options, please don't hesitate to reach out. Our team is always here to help.
Exceptional Service
Benjamin Pruett has been consistently praised for his exceptional service. Reviewers have praised him for his professionalism, honesty, and integrity. He has been described as a "angel" and a "wizard" who has made the home-buying and refinancing processes smooth and stress-free.
Ben has received numerous 5-star reviews from satisfied clients who have appreciated his guidance, responsiveness, and expertise. They have praised his ability to explain complex processes clearly, his attention to detail, and his commitment to ensuring that his clients' needs are met.
Reputation and Professionalism
Ben's reputation in the financial services industry has been built over many years. Reviewers have praised his personal and professional relationships with realtors, contractors, and other professionals in the industry. He has been described as a "local expert" who is well-versed in market trends and has a network of connections that benefit his clients.
Client Testimonials
Reviewers have praised Ben for his kindness, empathy, and willingness to go above and beyond to ensure that his clients' needs are met. They have praised his exceptional communication skills, his ability to explain complex processes clearly, and his commitment to providing exceptional customer service.
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