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Your Trusted Mortgage Broker in Los Angeles
Fortitude Real Estate Loans is a mortgage brokerage firm dedicated to providing tailored real estate financing solutions. With over 25 years of combined experience, our team specializes in connecting clients with competitive loan programs through a network of wholesale lenders. We prioritize personalized service, offering access to hundreds of loan products designed to accommodate diverse financial situations, including conventional, FHA, VA, USDA, and commercial loans.

Our streamlined process ensures fast approvals, with most loans closing within 30 days. As a locally owned business based in Los Angeles, we combine national lending resources with community-focused expertise to help clients achieve their real estate goals efficiently and transparently.
Services
Home Purchase Loans Refinancing Commercial Loans FHA Loans VA Loans HELOC Reverse Mortgages Fix & Flip Financing ADU Loan Options SBA Loans
Highlights and features
  • We offer over 25 years of mortgage industry experience and personalized service.
  • Our network of wholesale lenders ensures competitive rates and tailored loan packages.
  • Access to hundreds of loan products for diverse income, credit, and collateral scenarios.
  • Fast approvals with most loans closing within 30 days.
  • Locally based expertise serving all of California's real estate markets.
Services
Home Purchase Loans
We provide tailored home purchase loans with competitive rates and flexible terms. Our services include conventional, FHA, and VA loans with down payments as low as 3%. Our streamlined process ensures fast approvals and efficient closings within 30 days.
Commercial Loans
We offer commercial real estate financing for multi-family properties, office buildings, and retail centers. Our solutions include SBA 504 loans and rental portfolio financing, structured to meet California market requirements and investor needs.
Refinancing
Our refinancing options help homeowners lower rates, shorten loan terms, or access equity. Services include rate-and-term refinancing, cash-out refinancing, and streamlined processes for improved affordability and financial flexibility.
HELOC
We offer home equity lines of credit (HELOCs) for accessing property equity. These flexible credit lines allow homeowners to draw funds for renovations, debt consolidation, or other needs with competitive interest rates.
Fix & Flip Financing
Our fix-and-flip loans provide short-term financing for real estate investors. These collateral-based loans support property acquisition, renovations, and quick resale, with terms tailored to project timelines and after-repair value assessments.
People
Benjamin Pruett
Principal Broker Owner
With over 25 years of mortgage industry experience, Benjamin Pruett leads Fortitude Real Estate Loans as Principal Broker Owner. He specializes in connecting clients with competitive loan programs and has facilitated numerous successful real estate transactions across California.
Questions
What types of home loans do you offer?
We offer conventional, FHA, VA, USDA, jumbo, and adjustable-rate mortgages, along with specialized programs like FHA 203k renovation loans and reverse mortgages.
How quickly can you close a mortgage loan?
Most of our loans close within 30 days, with same-day approval options available for qualified applicants.
Do you offer commercial real estate financing?
Yes, we provide commercial loans for multi-family properties, office buildings, retail centers, and SBA 504 programs tailored to California market needs.
Can I refinance my existing mortgage?
Yes, we offer rate-and-term refinancing, cash-out refinancing, and HELOC options to help homeowners lower payments or access equity.
What are your financing options for real estate investors?
We provide fix-and-flip loans, rental portfolio financing, and ADU loan programs designed for real estate investors seeking flexible, short-term solutions.