Business Details
Your Trusted Partner for Comprehensive Financial Planning
At Prosperity Partners Wealth Management, we specialize in independent comprehensive planning and wealth management for clients who prioritize living their life goals while ensuring financial security. Our approach combines over ninety years of financial expertise with interactive planning technologies to address concerns like longevity risk, tax efficiency, and long-term care costs. We guide clients through retirement bucket planning, estate preservation, and risk assessment, tailoring strategies to individual life circumstances.Our team of certified professionals, including CFPs and specialists in retirement income, delivers personalized solutions to help clients maintain their lifestyle, protect assets, and create lasting legacies. With a focus on transparency and client education, we empower informed decisions through collaborative planning processes that adapt to evolving financial landscapes.
Services
Financial Planning
Retirement Planning
Estate Planning
Wealth Management
Risk Assessment
Highlights and features
- We combine 90+ years of financial expertise with interactive planning technologies
- Our retirement bucket planning addresses longevity, tax, and long-term care risks
- Certified professionals including CFPs and Retirement Income Certified Professionals
- Client-centric process prioritizes personalized legacy preservation strategies
- Proven methodology for navigating market volatility and tax inefficiencies
Associations and certifications
- CLU
- ChFC
- CFP
- RICP
Services
Financial Planning
Our financial planning process begins with understanding your unique life goals and financial position. We analyze risk tolerance, cash flow needs, and tax situations to create adaptive strategies. Using interactive planning tools, we help clients build sustainable wealth while addressing market volatility and tax efficiency concerns through personalized, data-driven recommendations.
Retirement Planning
Specialized retirement bucket planning addresses three key phases: accumulation, preservation, and distribution. We help clients navigate longevity risks, long-term care costs, and tax implications through structured asset allocation. Our approach ensures financial security across 30+ years of retirement while maintaining lifestyle flexibility and legacy objectives.
Estate Planning
Estate planning services focus on creating intentional wealth transfer strategies for loved ones and charitable causes. We help establish legal frameworks to control asset distribution, minimize probate complications, and reduce tax burdens. Our solutions ensure your financial legacy aligns with personal values and family needs while avoiding state-determined outcomes.
Wealth Management
Comprehensive wealth management combines investment strategy with risk mitigation techniques. We monitor portfolio performance against evolving financial goals while addressing longevity risks and market fluctuations. Our approach emphasizes tax-efficient growth, intergenerational wealth transfer, and protection against unexpected healthcare costs through integrated planning frameworks.
Risk Assessment
Risk assessment evaluates exposure to market volatility, longevity, and healthcare costs. We use scenario analysis to identify potential financial vulnerabilities and develop mitigation strategies. Our assessments incorporate behavioral finance insights to help clients maintain disciplined investment approaches during market extremes while ensuring adequate protection against unexpected life events.
People
Ali Swofford
Wealth Strategist
PhD-certified financial planner with specialized credentials in life insurance (CLU) and financial consulting (ChFC). Focuses on integrating behavioral finance principles into wealth management strategies for high-net-worth clients.
Wesley N. Price
Certified Financial Planner
CFP professional with expertise in retirement income planning and tax-efficient wealth transfer strategies. Specializes in creating customized financial roadmaps for pre-retirees and business owners.
Craig Hammer
Retirement Specialist
RICP-certified expert in longevity risk management and sustainable income strategies. Develops bucket planning frameworks to address 30+ year retirement horizons while maintaining tax efficiency and asset protection.
Andrea Carpenter
Wealth Advisor
Dual-credentialed financial consultant (CF2) with expertise in women's financial empowerment and intergenerational wealth transfer. Focuses on creating resilient portfolios that balance growth objectives with legacy preservation goals.
Questions
What makes your retirement planning different from other firms?
Our bucket planning methodology specifically addresses 30+ year retirement horizons with structured asset allocation across accumulation, preservation, and distribution phases.
How do you help clients avoid running out of money?
We combine longevity risk analysis with tax-efficient withdrawal strategies and long-term care planning to create sustainable income streams throughout retirement.
What estate planning services do you offer?
We create customized estate plans focusing on intentional wealth transfer, probate avoidance, and tax-efficient legacy preservation for both family and charitable beneficiaries.
How do you handle market volatility in investment planning?
Our approach integrates behavioral finance principles with diversified portfolio strategies to maintain discipline during market extremes while adjusting to evolving financial goals.
What credentials do your advisors hold?
Our team includes Certified Financial Planners (CFP), Retirement Income Certified Professionals (RICP), Chartered Life Underwriters (CLU), and Chartered Financial Consultants (ChFC).
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