Business Details
28 Years
experience
Your Trusted Partner for Financial Planning & Investment Management
Riverplace Capital was founded in 1998 by Executive Chairman Peter Bower with a vision to provide fiduciary financial planning for small business owners, family estates, and individual investors. With over 25 years of experience and 100+ years of combined expertise, we approach wealth management with the tenacity of a 'Lonely Bull,' standing apart from industry trends to deliver unique, client-centric strategies. Our philosophy emphasizes disciplined investment, intellectual rigor, and a stringent code of ethics, ensuring clients receive dependable insights tailored to their long-term goals.We offer concierge wealth management, including portfolio oversight, estate planning, and small business advisory services, while maintaining a commitment to transparency, 24-hour client inquiry resolution, and personalized service. Headquartered in Jacksonville, FL, we serve clients across the First Coast and nationwide, prioritizing trust, discretion, and generational wealth preservation.
Services
Portfolio Management
Family Office Services
Estate Planning
Retirement Planning
Small Business Advisory
Tax Protection
401k Management
Profit-Sharing Plans
Wealth Management
Investment Strategies
Details
- Year established: 1998
Highlights and features
- We offer over 25 years of experience in fiduciary financial planning.
- Our team boasts 100+ years of combined expertise in wealth management.
- We handle all services in-house for seamless, transparent oversight.
- We prioritize client interests with a stringent Code of Ethics.
- We provide personalized strategies tailored to long-term financial goals.
Associations and certifications
- Registered Investment Advisers (RIA)
Services
Portfolio Management
Our portfolio management service provides tailored investment strategies aligned with long-term financial goals. We employ a disciplined, in-house approach combining top-down market analysis and bottom-up research to optimize asset allocation. Clients benefit from continuous monitoring, tax-efficient strategies, and transparent communication, ensuring their investments align with evolving personal or business objectives while maintaining risk tolerance parameters.
Family Office Services
Family office services focus on multigenerational wealth planning and asset transition. We develop customized frameworks for estate preservation, tax optimization, and legacy planning. Our concierge-level support includes debt management, real estate transactions, and lifestyle services, ensuring seamless wealth transfer while addressing unique family dynamics and long-term financial aspirations.
Retirement Planning
Retirement planning services create personalized roadmaps for financial independence. We analyze income needs, risk tolerance, and tax implications to design sustainable withdrawal strategies. Our approach emphasizes tax-efficient investments, Social Security optimization, and contingency planning to ensure clients maintain their desired lifestyle throughout retirement without premature asset liquidation.
Small Business Advisory
Small business advisory services address financial challenges including pension fund management, profit-sharing plans, and tax protection. We provide 401(k) planning, compliance guidance, and strategic growth consulting tailored to Florida-based businesses. Our expertise helps owners navigate regulatory requirements while optimizing employee benefits and long-term financial stability.
Tax Protection
Tax protection services minimize liabilities through strategic investment selection and timing of transactions. We focus on tax-efficient securities, capital gains optimization, and retirement account structuring. This service integrates with broader wealth management plans to enhance after-tax returns while ensuring compliance with evolving tax regulations for individuals and businesses.
People
Peter E. Bower
Chairman, CEO, Chief Investment Officer
Peter founded Riverplace Capital in 1998 with a vision for fiduciary financial planning. He leads investment strategy development and portfolio management, leveraging decades of experience in disciplined investing and wealth preservation for high-net-worth clients.
Scott C. Wohlers
President Investment Services
Scott oversees investment services and market analysis. He leads weekly stock market updates and strategic planning, applying extensive expertise in portfolio facilitation, implementation, and oversight to ensure client portfolios align with long-term objectives.
Terri Kimball
Executive Vice President Controller
Terri manages financial operations and administrative oversight. She ensures rigorous accounting practices and compliance with regulatory standards, supporting the firm's commitment to transparency and fiduciary responsibility in all client interactions.
Questions
What sets Riverplace Capital apart from other financial advisors?
We differentiate through in-house research, individual security selection, and a disciplined 3-5 year investment horizon focused on tax efficiency and long-term capital gains rather than passive index tracking.
What are your minimum account requirements?
We require a $100,000 minimum investment, significantly lower than the $500,000 typical at many wealth management firms, making professional financial planning accessible to a broader client base.
How do you approach retirement planning?
Our retirement planning combines personalized financial consultations with customized investment strategies, focusing on sustainable income streams, tax-efficient withdrawals, and protection against longevity risks through diversified portfolio management.
Can you manage investments outside traditional vehicles?
Yes, we offer self-directed IRA options for real estate investments, private notes, and alternative assets while maintaining fiduciary oversight and compliance with IRS regulations for prohibited transactions.
How frequently do you communicate with clients?
Clients receive monthly performance reports, quarterly newsletters, and annual reviews, with additional communication available through scheduled meetings or our weekly 'Lonely Bull' market insights video updates.
Videos
