Business Details
10 Years
experience
Your Trusted Fiduciary Financial Advisor in Larkspur, CA
Proprietor Wealth Management is an independent private wealth management firm dedicated to providing fiduciary-level financial advisory services. With over 26 years of experience in investment research and wealth management, our team specializes in creating customized, evidence-based investment strategies grounded in Nobel Prize-winning academic research. We serve individuals and families nationwide, offering holistic financial planning that encompasses retirement strategies, tax optimization, estate planning, and private real estate partnerships.Our fee-only structure eliminates conflicts of interest while our transparent approach ensures clients maintain full visibility into portfolio management and decision-making processes. We differentiate ourselves through our commitment to academic rigor, cost efficiency, and personalized service that prioritizes long-term client relationships over transactional interactions.
Services
Wealth Management
Retirement Planning
Tax Planning
Investment Advisory
Estate Planning
Portfolio Management
Financial Planning
Charitable Giving
Education Planning
Risk Management
Details
- Year established: 2016
Highlights and features
- We act as a true fiduciary, always prioritizing client interests
- Our fee-only structure eliminates conflicts of interest
- We utilize evidence-based strategies informed by Nobel Prize-winning research
- Our team has 26 years of experience in wealth management
- We offer transparent, low-cost investment solutions
Services
Wealth Management
Our wealth management services provide customized investment strategies using institutional-class funds. We create diversified portfolios based on Nobel Prize-winning research principles, focusing on asset allocation, risk mitigation, and tax efficiency. Our evidence-based approach helps clients build long-term financial security through systematic rebalancing and cost-effective investment solutions.
Retirement Planning
We develop comprehensive retirement strategies that address income projections, tax implications, and risk factors. Our services include retirement account management, cash flow analysis, and estate planning solutions. We help clients optimize Social Security benefits, manage pension plans, and implement tax-efficient withdrawal strategies to ensure financial stability throughout retirement.
Tax Planning
Our tax planning services focus on minimizing tax liabilities through strategic investment selection and account management. We implement tax-loss harvesting techniques, optimize asset location across account types, and develop tax-efficient withdrawal strategies. Our approach integrates with overall financial planning to maximize after-tax returns while maintaining compliance with evolving tax regulations.
Investment Advisory
We provide ongoing investment advisory services using no-load, low-fee funds from Dimensional Fund Advisors and Vanguard. Our evidence-based methodology emphasizes diversification across uncorrelated assets, systematic rebalancing, and cost control. Clients receive regular portfolio analysis and performance reporting through our secure Morningstar Office portal with daily account updates from custodian Schwab Institutional.
Estate Planning
Our estate planning services help clients preserve wealth for future generations through trust structures and tax-efficient strategies. We coordinate with legal professionals to implement revocable trusts, charitable remainder trusts, and life insurance trusts. Our approach addresses estate tax mitigation, probate avoidance, and seamless wealth transfer while aligning with clients' philanthropic goals and family legacy objectives.
People
Mark Bourguignon
Founder
Mark Bourguignon founded Proprietor Wealth Management after 26 years in investment research and management. He previously served as Fund Manager at Clearbridge Investments and Director of Research at Option Advantage Partners. His experience spans $20B+ in assets under management and private equity partnerships across real estate, technology, and manufacturing sectors.
Questions
What makes Proprietor Wealth Management different from other financial advisors?
We operate as a true fiduciary with a fee-only structure, eliminating conflicts of interest. Our evidence-based approach uses Nobel Prize-winning research principles rather than Wall Street marketing hype.
What investment strategies do you use?
We employ evidence-based strategies focusing on asset allocation, diversification across uncorrelated assets, systematic rebalancing, and tax-efficient investing using institutional-class funds from Dimensional Fund Advisors.
How do you handle retirement planning?
We create customized retirement plans considering income needs, tax implications, and risk factors. Our approach includes retirement account management, cash flow projections, and tax-efficient withdrawal strategies.
What areas do you serve?
We work with clients throughout the United States from our Marin County office and Bay Area satellite locations in San Francisco and Oakland.
How are your investment fees structured?
We maintain a transparent fee-only structure with no commissions or hidden fees. Our investment solutions utilize low-cost institutional funds with asset-based fees typically below 0.5%.
Can you help with tax-efficient investing?
Yes, we specialize in tax optimization strategies including tax-loss harvesting, asset location optimization, and tax-managed funds to maximize after-tax returns while maintaining investment objectives.
