Transforming contemporary ideas into reality, one design at a time.
At Local Mortgage, we're a family-owned lender built on a foundation of trust, integrity, and a commitment to delivering world-class service. Since 2019, we've been entrusted by over 2,300 families to guide them through the mortgage process with care and expertise.
Our Story
Our story began with a multi-generation, 50+ year history in mortgage lending. As a family-owned business, we're built from the ground up to save you money and deliver exceptional service on every loan. Our owners and stakeholders are invested in your long-term satisfaction, not just earning a commission check. This philosophy is reflected in our pricing model, which isn't inflated to account for big commissions paid to loan originators. We're committed to transparency, urgency, and relationships.
Our Services
We offer a range of mortgage services designed to make your home buying or refinancing experience smooth and stress-free. From conventional and FHA loans to VA, USDA, and affordable housing options, we've got you covered. Our expert loan officers will guide you through the process, providing personalized rates and tailored advice to fit your unique needs.
Our Advantage
We're committed to lower rates. Our compensation model allows us to pass savings along to our clients through lower interest rates. Our loan officers are stakeholders in the company, not commissioned salespeople. This means you'll receive unbiased advice and exceptional service, not high-pressure sales tactics.
Our Promise
We guarantee a quick closing and offer a free refinance benefit for our clients in the first 5 years of their mortgage. We're dedicated to helping our clients save at closing and beyond.
What Our Clients Say
Don't just take our word for it. Our clients rave about our service, rates, and overall experience. With a 5-star rating, our clients praise our helpfulness, efficiency, and expertise.
Overview of Reviews
The reviews for Local Mortgage are overwhelmingly positive, with all reviewers giving 5-star ratings. The common themes throughout the reviews are exceptional customer service, timely communication, and a smooth mortgage process.
Praise for the Team
Many reviewers praised the team at Local Mortgage, specifically mentioning Travis, Derek, Chase, Trey, Jordan, Austin, and Peyton for their professionalism, expertise, and kindness. Reviewers appreciated the team's ability to guide them through the mortgage process, answer questions, and provide timely updates.
Efficient and Stress-Free Process
Reviewers consistently mentioned that the mortgage process was efficient, stress-free, and faster than expected. Many reviewers appreciated the ease of uploading documents online and the ability to track the progress of their loan.
Communication and Customer Service
Reviewers praised the team's excellent communication skills, responding quickly to questions and concerns. The team's customer service was described as "stellar, " "outstanding, " and "exceptional."
Positive Experiences
Reviewers shared their positive experiences with Local Mortgage, including closing loans quickly, receiving competitive rates, and feeling supported throughout the process. Several reviewers mentioned that they would highly recommend Local Mortgage to friends and family.

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