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At 1st Phase Mortgage, we strive to make buying a home a stress-free and smooth process. Our mission is to be your trusted advisor for all your home loan needs, and get you into the home of your dreams.

Our Story

1st Phase Mortgage was founded in 2014, and is owned and operated by Paul Barranco, the Senior Loan Officer, who has over 20 years of experience in the mortgage and finance industry. Our staff of experienced financial professionals is here to help you fulfill your financial goals and dreams. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.

Our Services

We offer a wide range of mortgage products and services, including VA loans, adjustable-rate mortgages, and more. Our team of experts will work with you to find the best option to benefit your financial situation. We are committed to providing exceptional customer service, and our staff is available 24/7 to answer any questions you may have. We pride ourselves on our ability to simplify the mortgage process, making it easy and straightforward for our clients.

Our Team

Our team of experienced loan officers and processors are dedicated to providing you with the best possible service. Meet our team of experts, including Paul Barranco, Jorden Mumphrey, Annabelle Gonzales, Travis-Snyder, Jordan-Chapman, and Rachel Raffray. Each of our team members is committed to providing exceptional customer service and finding the best mortgage solution for your needs.

Our Commitment

At 1st Phase Mortgage, we are committed to making the mortgage process as smooth and stress-free as possible. We believe in educating our clients on their options and walking them through each step of the process. We strive to build long-term relationships with our clients, and our goal is to make buying a home a pleasant experience.

Reviews (2)
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Positive: The reviewers praised Paul's exceptional customer service, expertise, and personalized approach, making the process smooth and stress-free.

Customer Experience

The reviewers praised the exceptional customer service provided by Paul. He was described as extremely helpful, patient, and knowledgeable throughout the entire process.

Expertise and Guidance

Paul's expertise and guidance were highly valued by the reviewers. He was able to give the best advice, and his knowledge of the Rural Development program helped navigate the complexities of the process.

Personalized Approach

The reviewers appreciated Paul's personalized approach, stating that he always had their best interests at heart. He took the time to walk them through each step, explaining what they were signing and what the documents meant.

Comparison to Others

One reviewer compared Paul's service to that of another broker, stating that Paul's knowledge and expertise were far superior.