Business Details
Texas Automobile Insurance Compliance Administration
Established under Texas law, we serve as a critical mechanism for ensuring automobile liability insurance accessibility for eligible applicants. Our operations are governed by Chapter 2151 of the Texas Insurance Code and a Plan of Operation approved by the Texas Commissioner of Insurance. We facilitate equitable distribution of insurance applications to participating companies, ensuring compliance with the Texas Motor Vehicle Safety Responsibility Act. Our team manages statutory requirements for minimum coverage limits, policy assignments, and regulatory compliance monitoring.Through structured processes for producer certification, quota management, and policy administration, we maintain transparency in application handling and company participation. We provide detailed documentation, rate bulletins, and procedural guidelines to support stakeholders in meeting legal insurance obligations. Our commitment to statutory compliance and equitable practices establishes us as a trusted administrator of Texas' assigned risk insurance plan.
Services
Insurance Plan Administration
Application Processing
Quota Management
Policy Assignment
Compliance Monitoring
Rate Management
Producer Certification
Complaint Handling
Appeals Processing
Statistical Reporting
Highlights and features
- We operate under statutory authority of Texas Insurance Code Chapter 2151
- Our processes ensure equitable distribution of insurance applications to participating companies
- We maintain compliance with Texas Motor Vehicle Safety Responsibility Act requirements
- Our system guarantees standardized minimum coverage limits for eligible applicants
- We provide transparent documentation and procedural guidelines for all stakeholders
Services
Insurance Plan Administration
We administer Texas' assigned risk automobile insurance program under statutory requirements. Our system ensures compliance with minimum coverage limits and equitable distribution of applications to participating insurers. This service maintains statutory adherence while facilitating access to mandatory liability coverage for eligible applicants.
Application Processing
Certified producers submit applications through our EASi platform for minimum-limit coverage. We verify eligibility requirements and process applications according to statutory guidelines. Our system tracks submissions and ensures timely distribution to participating insurance companies for policy issuance.
Quota Management
We calculate company quotas based on voluntary writings and manage the assignment process for TAIPA applications. This ensures balanced distribution of assigned risk policies across participating insurers while maintaining compliance with regulatory requirements and statutory frameworks.
Producer Certification
Our certification program authorizes insurance agents to submit applications through our system. Certified producers gain access to training resources and procedural guidelines, ensuring proper handling of assigned risk applications while maintaining compliance with statutory requirements.
Compliance Monitoring
We maintain ongoing compliance with Texas Insurance Code regulations and Commissioner-approved procedures. Our monitoring systems track rate changes, policy assignments, and company participation to ensure adherence to statutory mandates and equitable treatment of all applicants.
Questions
What is TAIPA's primary function?
We administer Texas' assigned risk automobile insurance plan, providing minimum-limit liability coverage to applicants unable to secure insurance through traditional markets.
Who must participate in TAIPA?
All insurance companies licensed to write automobile liability coverage in Texas must participate in our program and accept assigned applications.
What coverage limits does TAIPA offer?
We provide minimum statutory limits of 30/60/25 ($30,000 per person, $60,000 per accident, $25,000 property damage) as required by Texas law.
How do agents become certified?
Insurance producers must complete our certification program to gain access to the EASi application system and submit assigned risk policies.
When do rate changes take effect?
Approved rate changes become effective November 1, 2025, for new and renewal business under Commissioner's Order No. 2025-9419.
