Business Details
35 Years
experience
Trusted Insurance Solutions in San Diego, CA
Since 1991, Bishop Insurance Service has been dedicated to providing personalized insurance solutions for individuals and businesses across San Diego County. Founded by Holly M. Bishop Insurance Servicehop, our agency combines decades of industry experience with a commitment to understanding each client's unique needs, lifestyle, and financial goals. We specialize in health, life, Medicare, auto, home, and workers' compensation insurance, offering tailored plans that balance affordability with comprehensive coverage.Our team holds advanced certifications, including RHU and CHRS designations, ensuring expert guidance through complex insurance landscapes. With a focus on community and client advocacy, we prioritize prompt service, transparent communication, and long-term relationships built on trust and reliability.
Services
Health Insurance
Life Insurance
Medicare Options
Auto & Home Insurance
Workers Comp
Details
- Year established: 1991
Highlights and features
- We offer personalized insurance solutions tailored to your specific needs and budget.
- Our team has over 30 years of experience in health, life, and property insurance.
- We provide comprehensive coverage options from multiple top-rated insurance carriers.
- Our certified agents specialize in navigating complex insurance landscapes like Covered California.
- We advocate for clients during claims processes and prioritize prompt, transparent communication.
Associations and certifications
- RHU (Registered Health Underwriter)
- CHRS (Certified Healthcare Reform Specialist)
What people say
Exemplary service
Saved the day
Best of the best
Knowledgeable and helpful
Went beyond
Services
Health Insurance
We help individuals and families navigate health insurance options through Covered California and private carriers. Our expertise includes HMO, PPO, and HSA plans, ensuring clients understand network limitations, prescription coverage, and cost-sharing structures. We specialize in finding affordable solutions for clients with preexisting conditions and those transitioning from employer-sponsored plans to retirement coverage.
Life Insurance
Our life insurance services protect families and businesses through term, permanent, and key person policies. We help clients maintain lifestyle standards for dependents, stabilize investment portfolios, and structure policies with disability benefits. We exclusively work with A+ rated carriers to ensure long-term policy reliability and provide tailored solutions for estate planning and business continuity.
Medicare Options
We specialize in Medicare Part A/B, Advantage plans, and Medigap supplemental insurance for San Diego seniors. Our services include explaining enrollment periods, coordinating prescription drug coverage (Part D), and helping clients with chronic conditions or active lifestyles choose appropriate plans. We provide free consultations to clarify government programs and private insurance combinations without additional costs to clients.
Auto & Home Insurance
We offer bundled homeowners, automobile, and umbrella liability packages with preferred carriers. Our auto insurance includes required liability coverage, collision/comprehensive options, and uninsured motorist protection. Homeowners policies cover dwelling, personal property, liability, and unique risks like wildfires. We help clients understand deductibles, coverage limits, and additional protections for valuables or natural disaster scenarios.
Workers Comp
We provide California workers' compensation insurance for businesses with employees, covering medical treatment and wage replacement for workplace injuries. Our services include explaining state requirements, selecting appropriate carriers, and ensuring compliance with California's Division of Workers' Compensation regulations. We help businesses understand coverage limitations and claims processes for workplace-related injuries.
People
Holly M. Bishop
Owner, Broker
Holly Bishop Insurance Servicehop has 30+ years of insurance experience, starting as a file clerk and becoming a certified RHU and CHRS broker. She founded Bishop Insurance Service in 2013 after serving as Vice President at HWP Insurance. Specializing in health and life insurance, she helps clients with preexisting conditions and Medicare options while maintaining community involvement.
Kacey Gerber
Account Executive- Commercial
Kacey Gerber manages commercial insurance for Bishop Insurance Servicehop Insurance, leveraging 15+ years of experience in business coverage. A former personal lines agent, she graduated from Palomar College and focuses on providing tailored insurance solutions for small businesses while balancing family life in the Inland Empire.
Jamie Stevens
Account Executive- Personal
Jamie Stevens handles health, home, and auto insurance for Bishop Insurance Servicehop Insurance, with 20+ years of experience alongside Holly Bishop Insurance Servicehop. A former file clerk turned expert agent, she specializes in personalized service for health and personal insurance while managing family life with four rescue dogs and two children.
Questions
What insurance options are available through Covered California?
Covered California offers subsidized health insurance plans with benefits including preventive care, prescriptions, and maternity coverage. We help compare plans and determine eligibility for premium assistance based on income.
What's the difference between HMO and PPO health plans?
HMO plans require primary care physician referrals for specialists and have narrower networks, while PPO plans allow direct specialist access with broader networks but higher out-of-pocket costs for out-of-network care.
How can life insurance protect my family's financial future?
Life insurance provides tax-free death benefits to maintain your family's lifestyle, pay off debts, and stabilize investment portfolios. Permanent policies also offer cash value accumulation and potential borrowing options.
What does Medicare supplemental insurance cover?
Medigap policies cover Medicare Part A/B deductibles, co-payments, and 20% coinsurance for services like hospitalization, doctor visits, and skilled nursing care that Original Medicare doesn't fully cover.
Do I need workers' compensation insurance for my California business?
California law requires workers' compensation insurance for all businesses with employees. It covers medical treatment and wage replacement for work-related injuries or illnesses, regardless of fault.
