Business Details
21 Years
experience
Your Trusted Partner for Comprehensive Financial Planning Solutions
KRC Wealth Management has been dedicated to providing professional financial consulting services since 2005. Our firm specializes in comprehensive financial planning, utilizing tax strategies to enhance clients' positions in investments, insurance, and estate planning. With over 25 years of experience in the financial industry, we prioritize our clients' best interests in all recommendations, offering personalized portfolios tailored to individual goals. Our team of Certified Financial Planners, Personal Financial Specialists, and Certified Public Accountants works closely with clients to address retirement planning, tax optimization, and wealth transfer strategies.We maintain strict ethical standards under regulatory oversight, ensuring transparency and conflict-of-interest disclosure. Our approach combines market expertise with a focus on long-term financial stability, adapting plans to life changes while avoiding market timing tactics. Through periodic portfolio rebalancing and strategic tax planning, we help clients navigate economic uncertainties and achieve financial independence.
Services
Comprehensive Financial Planning
Investment Management
Tax Planning Strategies
Insurance Solutions
Medicare Guidance
Details
- Year established: 2005
Highlights and features
- We offer 25+ years of combined experience in financial planning and tax strategies
- Our team includes CFP, PFS, and CPA certified professionals
- Client-first approach with personalized portfolio creation
- Regulatory-compliant services with full transparency disclosure
- Specialized Medicare planning guidance from industry experts
Associations and certifications
- Certified Financial Planner (CFP)
- Personal Financial Specialist (PFS)
- Certified Public Accountant (CPA)
What people say
Exceptional job
Knowledge and tools
Unique and well thought out
Time to listen
Informed decisions
Services
Comprehensive Financial Planning
Our holistic financial planning service creates customized strategies combining tax optimization, investment management, and estate planning. We develop personalized portfolios aligned with your specific goals, ensuring financial independence through market fluctuations. With periodic rebalancing and risk management techniques, we help maintain your lifestyle while preparing for future needs like retirement and legacy creation.
Tax Planning Strategies
Leveraging 50+ years of combined expertise, we implement advanced tax reduction strategies that integrate with overall financial plans. Our certified professionals identify tax-saving opportunities through strategic investment choices, retirement account management, and estate planning techniques. This proactive approach minimizes liabilities while maximizing long-term savings potential for individuals and businesses.
Medicare Guidance
Our specialized Medicare services help navigate complex coverage options including Parts A-D, Advantage plans, and supplemental insurance. We provide clear explanations of benefits, prescription drug coverage, and additional protections for dental, vision, and hearing needs. Our guidance ensures informed decisions that prevent future penalties and optimize healthcare cost management.
Investment Management
We offer diversified investment solutions combining passive and active strategies with access to public and private markets. Our approach focuses on goal-oriented investing rather than market timing, maintaining course through volatility while adapting to life changes. Professional money managers provide institutional-level research and performance tracking for optimized portfolio growth.
Insurance Solutions
Our insurance services integrate with comprehensive financial plans to protect against life's uncertainties. We offer life insurance for income replacement, legacy creation, and final expense coverage. Additional solutions include disability protection, long-term care planning, and annuities that ensure financial security while aligning with broader retirement and estate planning objectives.
People
Keith Richardson
CPA, CFP, PFS
With over 25 years of experience, Keith specializes in tax-efficient financial planning and investment strategies. He graduated from the University of South Carolina with an Accounting degree and focuses on creating personalized plans that integrate tax incentives with holistic wealth management solutions.
Joshua Williams
Financial Advisor
Joshua develops comprehensive financial plans addressing short and long-term goals through investment, tax, insurance, and estate planning strategies. He actively participates in local nonprofit organizations while helping clients build legacy-focused financial solutions.
Carson Snell
Intern
Currently pursuing dual degrees in Accounting and Finance at UNC Charlotte, Carson supports financial planning operations while gaining practical experience in wealth management strategies and client service practices.
Questions
What financial planning services do you offer?
We provide comprehensive services including investment management, tax optimization, Medicare guidance, insurance solutions, and estate planning tailored to individual client needs.
How do you create personalized financial plans?
We conduct detailed consultations to understand your goals, then develop customized strategies integrating tax planning, investment management, and risk protection elements.
What tax reduction strategies do you specialize in?
Our experts use advanced techniques including retirement account optimization, strategic investment choices, and estate planning methods to minimize tax liabilities.
How can you help with Medicare planning?
We explain Medicare Parts A-D options, supplemental coverage, and prescription drug plans to help you make informed decisions that prevent future penalties.
What are your fee structures?
We offer transparent pricing through advisory fees based on assets under management, with no hidden costs or conflicting incentives.
How do I schedule a consultation?
Contact us at 704-846-7767 or through our website to book a complimentary consultation with one of our certified financial planners.
