Business Details
41 Years
experience
Trusted Financial Advisory Services in Charlotte
MBL Advisors is a boutique advisory firm dedicated to delivering personalized financial solutions tailored to the unique needs of high net worth individuals, business owners, and corporate executives. Founded in 1985 as a regional insurance advisory firm, we expanded our expertise to include executive benefits, wealth management, and business exit planning while maintaining a client-centric philosophy. Our strategic partnership with M Financial Group provides access to innovative products and services, and our decades of experience navigating economic shifts enable us to craft resilient strategies. We specialize in integrating corporate and personal balance sheet planning, offering services such as concentrated stock diversification, legacy planning, and executive compensation analysis.Our team acts as a personal CFO for clients, combining boutique-level service with resources typically reserved for large national firms. We prioritize long-term relationships, guiding clients through a six-step process to align financial strategies with their family, business, and community impact goals. Our proprietary tools like the Medical Auction Process (MAP) and ZIPIssue program enhance insurance solutions through competitive carrier bidding and streamlined underwriting. With a history of independence and adaptability, we focus on creating customized solutions that preserve wealth across generations while maintaining fiduciary responsibility in retirement plan services.
Services
Wealth Management
Business Exit Planning
Private Client Insurance
Executive Benefits
Retirement Planning
Estate Planning
Disability Insurance
Stock Option Planning
Succession Planning
Corporate Investment Management
Details
- Year established: 1985
Highlights and features
- We offer boutique-level personalization with institutional-grade resources.
- Our team has 35+ years of experience navigating complex financial landscapes.
- We specialize in integrated corporate/personal balance sheet planning for business owners.
- Proprietary tools like MAP optimize insurance underwriting outcomes.
- Fiduciary-focused retirement plan services minimize employer liability.
Associations and certifications
- FINRA
- SIPC
- M Financial Group
Services
Wealth Management
Our wealth management services integrate corporate and personal financial planning to help high net worth clients preserve and grow assets across generations. We conduct balance sheet analysis, estate planning, and concentrated stock diversification while aligning investment strategies with long-term legacy goals. Our six-step process ensures customized solutions for business owners, executives, and multi-generational families.
Business Exit Planning
We help business owners transition their companies through tax-efficient succession planning, management preparation, and third-party sale strategies. Our process begins 3-5 years in advance, focusing on enterprise value growth, family wealth preservation, and minimizing tax liabilities during ownership transfers for both family and non-family businesses.
Private Client Insurance
Our insurance solutions include life, disability, and long-term care coverage tailored to high net worth individuals. We utilize proprietary tools like ZIPIssue for streamlined underwriting and MAP to secure competitive carrier offers while ensuring policies evolve with clients' changing financial circumstances and tax environments.
Executive Benefits
We design nonqualified deferred compensation, profit sharing, and bonus life insurance plans to help businesses attract and retain key talent. Our solutions address income replacement gaps for executives while aligning compensation structures with company-wide financial objectives and tax efficiency.
Retirement Planning
Our retirement planning services focus on corporate executives' unique needs, including stock option management, concentrated asset diversification, and tax-efficient withdrawal strategies. We create customized plans that coordinate with employer-sponsored programs while addressing both short-term liquidity and long-term legacy goals.
Questions
What services does MBL Advisors offer?
We specialize in wealth management, private client insurance, business exit planning, executive benefits, and retirement planning for high net worth individuals and businesses.
How does MBL Advisors differ from other firms?
We combine boutique personalization with institutional resources through our M Financial Group partnership while maintaining independent decision-making.
What is your business exit planning process?
We help owners transition businesses through succession planning, tax optimization, and management preparation typically starting 3-5 years in advance.
Do you work with non-local clients?
While based in Charlotte, NC, we serve clients nationwide with customized solutions for businesses and high net worth individuals.
How do you handle insurance underwriting?
Our proprietary Medical Auction Process™ secures competitive offers from multiple carriers while maintaining client confidentiality throughout the underwriting process.
What investment approach do you use?
We employ goals-based analysis and balance sheet planning to align investments with clients' personal and business objectives across multiple generations.
