Business Details
25 Years
experience
Your Trusted Insurance Partner in Manhattan Beach, CA
Bozajian Brian operates as an independent insurance agency committed to delivering tailored insurance solutions. Founded in 2001 through the merger of two experienced professionals, the agency specializes in life, disability, health, and long-term care insurance for individuals and corporations. Our team leverages strategic alliances with specialized brokers to access competitive products across multiple carriers, ensuring clients receive options aligned with their unique financial and business needs.With expertise in executive benefits, business succession planning, and estate strategies, we provide personalized guidance rooted in over three decades of combined industry knowledge. Our practice spans the South Bay, Greater Los Angeles, and neighboring regions, emphasizing transparent advice and ongoing client support.
Services
Life Insurance
Disability Income
Business Succession
Estate Planning
Medical Insurance
Long Term Care
Annuities
Executive Benefits
Details
- Year established: 2001
Highlights and features
- Independently licensed across multiple states for broader coverage options
- Strategic alliances with specialized brokers for niche insurance needs
- Over 30 years of combined experience in executive and business insurance
- Local expertise serving South Bay and Greater Los Angeles communities
- Transparent, client-focused approach to policy design and implementation
Associations and certifications
- Chartered Life Underwriter (CLU)
- Million Dollar Round Table
Services
Life Insurance
We offer comprehensive life insurance products including term, universal, and whole life policies. Our solutions protect families financially during unforeseen events, ensuring loved ones maintain financial stability. By analyzing individual needs, we help clients select appropriate coverage amounts and policy types that align with their long-term financial goals.
Business Succession
Our business succession strategies protect companies through key person insurance, buy-sell agreements, and salary continuation plans. These tools ensure business continuity during leadership transitions or unexpected losses. We work closely with business owners to structure tax-efficient solutions that safeguard operational stability and stakeholder interests.
Estate Planning
Estate planning services minimize probate costs and facilitate smooth wealth transfer to beneficiaries. Through trusts, wills, and tax reduction strategies, we help clients preserve assets while addressing executor responsibilities and federal tax obligations. Our approach balances legal compliance with personalized legacy goals.
Disability Income
Disability income insurance replaces lost wages during prolonged illness or injury. We conduct detailed needs assessments to determine appropriate coverage levels, considering employer-provided benefits and taxable implications. Our solutions ensure clients maintain financial independence while recovering from unexpected health challenges.
Medical Insurance
We provide access to PPO, HMO, and Medigap policies that meet diverse healthcare needs. Our guidance includes selecting cost-effective plans aligned with individual health requirements and tax-advantaged Health Savings Accounts for long-term medical expense management. We explain policy nuances to help clients make informed coverage decisions.
People
Brian V. Bozajian
CLU
Brian holds a BA in Economics from UCLA and the Chartered Life Underwriter designation. With over 30 years in insurance, he specializes in life/disability products for high-net-worth clients and businesses. He merged practices in 2001 to form Bozajian Brian.
Steven Snyder
Steven joined Bozajian & Carter in 2017 after prior insurance and recruitment experience. He supports clients with insurance solutions from the Manhattan Beach office, leveraging his industry knowledge to assist with policy selection and implementation needs.
Questions
What types of life insurance do you offer?
We offer term, universal, whole, variable, and survivorship life insurance policies tailored to individual financial goals and business needs.
Do you assist with business insurance planning?
Yes, we provide key person coverage, buy-sell agreements, and business overhead expense plans to protect companies during leadership transitions.
How do you determine appropriate life insurance amounts?
We analyze immediate cash needs, income replacement requirements, and estate planning goals to recommend coverage that prevents financial hardship.
What areas do you serve?
We serve South Bay communities including Manhattan Beach, Hermosa Beach, Redondo Beach, and the Greater Los Angeles area.
Do you offer employee benefit plans?
Yes, we design customized employee benefit plans including health insurance, disability coverage, and retirement solutions for corporations.
How do you differ from captive insurance agencies?
As an independent agency, we have no ties to specific carriers, allowing us to shop the market for clients' best pricing and coverage options.
