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Business Details
8 Years
experience
Your Trusted Insurance Partner in Houston, TX
We are Cash & Forbes Insurance Group, an independent insurance agency dedicated to meeting the unique needs of our clients across Texas. Our team combines nearly four decades of combined industry experience to deliver personalized insurance solutions tailored to both personal and business requirements. As former captive agents, we recognized the need for greater flexibility and choice, which led us to establish our independent practice in 2018.

Our approach centers on transparency, integrity, and prompt service, ensuring clients receive comprehensive coverage options from multiple carriers rather than being limited to a single provider. With our deep understanding of insurance complexities and a focus on risk management, we help clients navigate coverage options while maintaining a steadfast commitment to reliability and client satisfaction.
Services
Home Insurance Auto Insurance Flood Insurance Business Owners Insurance General Liability Insurance Commercial Property Insurance Commercial Umbrella Insurance Business Auto Insurance Workers Compensation Personal Injury Protection
Details
  • Year established: 2018
Highlights and features
  • Our team has over 18 years of insurance experience each.
  • We offer personalized solutions from multiple insurance carriers.
  • We merged with Memorial Insurance Agency for expanded capacity.
  • We provide transparent, honest, and quick responses.
  • Our team has been recommended by numerous satisfied clients.
What people say
Top notch Extremely responsive Professional 10/10 would recommend Certainty in policy changes
Services
Home Insurance
Home insurance protects your largest asset with comprehensive coverage against risks like fire, water damage, and liability claims. Policies include replacement cost coverage, personal property protection, and loss of use benefits, ensuring financial security for Texas homeowners. Our policies address specific risks including flooding and trampoline liability.
Auto Insurance
Auto insurance provides financial protection against accidents, theft, and property damage. Coverage includes bodily injury liability, property damage, medical payments, and uninsured motorist protection. Optional coverages include physical damage protection and rental vehicle reimbursement for Texas drivers.
Business Owners Insurance
Business owners policies combine property and liability coverage in one convenient package. Protection extends to premises risks, equipment damage, and third-party liability claims. Additional options include cyber liability, crime coverage, and business interruption insurance for Texas commercial clients.
General Liability Insurance
General liability insurance safeguards businesses against claims of bodily injury, property damage, and advertising injury. Coverage applies to client premises visits and physical customer interactions. Policies exclude professional service errors, which require separate errors and omissions coverage in Texas.
Flood Insurance
Flood insurance covers water damage from natural disasters not included in standard home policies. Available through the National Flood Insurance Program or private carriers, it protects against losses from rainstorms, snowmelt, and drainage system failures across Texas properties.
People
Chris Forbes
Agency Owner
With over 18 years of insurance experience, Chris Forbes co-founded Cash & Forbes Insurance Group in 2018 after working as a captive agent. He leads our Houston team in providing personalized insurance solutions for Texas clients.
Charles Cash
Agency Owner
Charles Cash brings 18+ years of insurance expertise to our independent agency. As co-founder, he focuses on client relationships and policy optimization, having previously served as a captive agent before establishing our practice in 2018.
Questions
What insurance services do you offer?
We provide personal insurance for homeowners and auto owners, flood coverage, and business insurance including BOPs for Texas businesses.
Are you an independent insurance agency?
Yes, we're independent, which allows us to offer policies from multiple insurance carriers rather than a single company.
How can I get a quote?
Request a quote through our website or contact us directly at 281-712-7072 for personalized insurance options.
Do you serve businesses only?
We serve both individuals and businesses across Texas with tailored insurance solutions for personal and commercial needs.
What makes your agency different?
We combine decades of experience with personalized service, offering multiple carrier options and treating clients with facts, honesty, and quick responses.
How do I manage my policy?
Use our Service Center to report claims, make payments, request documents, or modify policy details online.