Protection for Life's Uncertainties
At Sea Mountain Insurance, we believe in providing exceptional insurance services to individuals, families, and businesses. With our office located in Lynnwood, Washington, we serve the insurance needs of our clients with a commitment to choice, flexibility, economy, and superior protection.
Our Mission
Our mission is to provide comprehensive insurance solutions that cater to the unique needs of our clients. We strive to build long-term relationships with our clients, providing them with personalized attention, expert guidance, and unparalleled customer service. As an independent insurance agency, we represent many top-rated insurance companies, ensuring that our clients have access to a wide range of insurance products and services.
Our Services
We offer a diverse range of insurance services, including:
- Personal Insurance: Homeowner Insurance, Personal Auto Insurance, Antique, Classic and Customized Automobile Insurance, ATV Insurance, Condo Insurance, Dwelling Fire Insurance, Earthquake Insurance, Home Business, Personal Umbrella, Renters Insurance, Scheduled Personal Property, Snowmobile Insurance, Travel Insurance, and Trip Cancellation Insurance.
- Business Insurance: Bonds, Builders Risk Insurance, Business Auto Insurance, Business Owners Policy, Commercial General Liability, Commercial Package Policy, Commercial Property Insurance, Commercial Umbrella Insurance, Contractors Bonds (Contractors Surety Bonds), Contractors Liability, Crime Insurance, Directors and Officers Liability Insurance, Employment Practices Liability Insurance (EPLI), Inland Marine Insurance, Professional Liability Insurance, Trucking Insurance, Workers' Compensation Insurance, and Wineries / Distilleries / Breweries.
- Marine Insurance: Fishing Charter Vessels, Marine Contractors (Boat Builder, Boat Repair, Marina), Boat & Yacht Worldwide Coverage, Alaska Commercial Fishing, and MGL Ship Repairers Insurance.
- Equine Insurance: Full mortality & major medical coverage, farm ranch & stable insurance, commercial equine liability, care/custody control, Personal horse ownership, Equine Events, and Equine clubs & associations.
- Life & Health Insurance: Health Insurance, Life Insurance, Life, Health and Disability, Medical Insurance, and Group Benefits.
Our Team
Our team of experienced insurance professionals is dedicated to providing exceptional service and ensuring that our clients receive the best possible insurance solutions. With years of experience in the industry, our team is equipped to handle complex insurance needs and provide personalized attention to each client.
Technology and Convenience
We understand the importance of technology in today's fast-paced world. That's why we offer a range of online services, including our online client portal, where clients can access their account information, pay bills, and file claims 24/7. Our SMI Mobile App also allows clients to access their insurance information on-the-go.
Insurance Companies
We have contractual relationships with and represent some of the best and most financially secure insurance companies in the United States, including AFLAC Insurance Company, American Modern Insurance Company, Blue Cross Blue Shield Association, Capital Insurance Group, Chubb, Delta Dental of Washington, Foremost Insurance Group, Great American Insurance Companies, Liberty International Insurance, Liberty Mutual Insurance, Nationwide, Oregon Mutual Insurance, Philadelphia Insurance Companies, Progressive Insurance, RLI, Safeco Insurance, Symetra Life Insurance Company, The Hartford, Travelers, Western National Mutual, and WQIS.
Overall Experience
The overall experience with Sea-Mountain insurance is overwhelmingly positive, with many customers expressing their satisfaction with the personalized service, responsive agents, and competitive rates.
Customer Service
The customer service at Sea-Mountain insurance is highly praised, with many customers mentioning the friendly, knowledgeable, and responsive agents who go above and beyond to meet their needs. Many customers have been with the company for 20 years or more, which speaks to the level of trust and satisfaction they have with the service.
Agents and Representatives
Several agents and representatives are mentioned by name, including Dianna, Cathy, Nate, Jordan, Joni, and Krista, who are all praised for their exceptional service, attention to detail, and willingness to help. These agents are described as knowledgeable, friendly, and responsive, making customers feel valued and taken care of.
Policy Options and Rates
Sea-Mountain insurance is also commended for its competitive rates and extensive policy options, which cater to a range of needs, from horse insurance to liability insurance. Customers appreciate the flexibility and customization of the policies, which are tailored to meet their specific requirements.
Issues and Complaints
There are a few negative reviews, including one incident where a customer's insurance was canceled without their knowledge, and another where a customer experienced issues with liability insurance. However, these complaints are isolated and do not detract from the overwhelmingly positive reviews.
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