Business Details
17 Years
experience
Your Trusted Insurance Partner in Sandpoint, ID
Selkirk Insurance Services, formerly Insurance Shop USA, has served the North Idaho community since 2009 as a locally owned and family-operated insurance brokerage. Specializing in auto, home, commercial, workers' compensation, and life insurance, we prioritize personalized customer service and cutting-edge rating technology to ensure clients receive tailored coverage at competitive prices. Our team of professional agents averages over 15 years of industry experience, offering expert guidance to protect families and businesses from life's unexpected risks.We pride ourselves on building long-term relationships through transparency, industry expertise, and a commitment to securing policies that meet individual client needs while maintaining trust with partner insurance companies.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Workers Compensation
Life Insurance
High Net Worth Insurance
Other Insurance
Details
- Year established: 2009
Highlights and features
- We offer personalized customer approach with local Sandpoint expertise
- Our agents average over 15 years of industry experience
- We utilize cutting-edge rating technology for competitive pricing
- We represent multiple top-rated insurance carriers
- We provide situation-specific risk assessment and policy recommendations
Services
Auto Insurance
Our auto insurance solutions provide comprehensive protection for drivers in Sandpoint, ID. We offer competitive rates through multiple carriers while helping clients understand coverage options like collision, uninsured motorist, and liability protection. Our agents identify applicable discounts based on driving history, vehicle safety features, and multi-policy bundling opportunities. We emphasize proper coverage selection to ensure financial protection against accidents, theft, and property damage.
Home Insurance
We provide tailored home insurance policies protecting against common risks in North Idaho. Our agents explain standard coverage limitations regarding earthquakes and floods while helping clients determine appropriate dwelling and personal property limits. We compare policies from multiple carriers to balance premium costs with adequate protection for homeowners and renters. Our local expertise ensures clients understand regional risk factors and available coverage enhancements.
Commercial Insurance
Our commercial insurance services protect Idaho businesses through customized coverage solutions. We offer general liability, property insurance, commercial auto, and workers' compensation policies while explaining BOP (Business Owner Policy) bundling benefits. Our agents assess industry-specific risks and recommend appropriate coverage limits for businesses of all sizes. We provide guidance on compliance requirements and risk management strategies to protect business assets and operations.
Workers Compensation
We provide mandatory workers' compensation insurance for Idaho businesses with employees. Our policies cover medical expenses and wage replacement for work-related injuries while protecting employers from lawsuits. We explain coverage components including disability benefits, employer liability protection, and medical cost coverage. Our agents help businesses understand compliance requirements and implement safety protocols to reduce workplace risks.
Life Insurance
We offer term and whole life insurance solutions to protect families' financial futures. Our agents help clients determine appropriate coverage amounts based on debts, income replacement needs, and future planning considerations. We explain policy differences between temporary and permanent coverage options while helping clients select affordable solutions that match their budget and protection goals. Our guidance ensures loved ones receive financial support during difficult times.
People
Travis Smith
President
Third-generation insurance professional with 15+ years of experience. Former Safeco Advisory Council member specializing in complex risk solutions. Focuses on exceptional customer service and accurate policy representation. Born and raised in Sandpoint, Idaho.
Randy Smith
Vice President
30-year insurance industry veteran overseeing back-office operations. Former owner of Smith Financial Services. Committed to maintaining family-owned business values while ensuring operational excellence. Active in local community development initiatives.
Ashleigh Mire
Insurance Broker
Sandpoint native with 12 years of brokerage experience. Holds Business Management degree from Eastern Washington University. Specializes in personalized client relationships and community-focused insurance solutions. Active local sports coach and family advocate.
Alisa Hunt
Office Manager
20-year insurance industry professional with prior DMV experience. Primary client contact for office interactions. Brings extensive administrative expertise and customer service focus to daily operations. Longtime Idaho resident with deep community ties.
Tracy Young
Insurance Broker
18-year insurance professional serving Sandpoint since 2005. Specializes in seamless client transitions and personalized policy guidance. Active outdoor enthusiast and family-oriented community member committed to exceptional service standards.
Questions
What insurance services do you offer in Sandpoint?
We provide auto, home, commercial, workers' compensation, life, and high net worth insurance solutions tailored to Idaho residents and businesses.
Why use an independent insurance agent?
Our independent status allows comparison shopping across multiple carriers to find optimal coverage and pricing for your specific needs.
How do you help clients save money?
We identify applicable discounts, compare competitive quotes, and recommend bundling opportunities to maximize savings without compromising coverage quality.
What makes your agency different?
Local expertise combined with 15+ years of average agent experience ensures personalized service, regional risk understanding, and trusted industry relationships.
How do I file an insurance claim?
Contact our office directly or use our online portal to initiate claims. We guide clients through the process and advocate for timely, fair resolutions.
Do you serve businesses outside Idaho?
While based in Idaho, we provide commercial insurance solutions to businesses in 15+ states through our network of partner carriers.
